Capitea (WAR:CAP) Cyclically Adjusted PS Ratio: 0.40 (As of Jul. 14, 2026) — 18% Above Median

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WAR:CAP Capitea SA WAR:CAP
60 GF Score
Price zł0.52
GF Value zł0.47
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Capitea Cyclically Adjusted PS Ratio?

Capitea WAR:CAP +18.45% 60 Cyclically Adjusted PS Ratio is 0.40 as of Jul. 14, 2026, which is 18% above its 10-year median of 0.34. GuruFocus rates WAR:CAP with a GF Score™ of 60/100 and a GF Value™ of zł0.47 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 419 Credit Services companies, Capitea ranks better than 94.51% on this metric.

As of today (2026-07-14), Capitea's current share price is zł0.52. Capitea's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was zł1.30. Capitea's Cyclically Adjusted PS Ratio for today is 0.40.

The historical rank and industry rank for Capitea's Cyclically Adjusted PS Ratio or its related term are showing as below:

WAR:CAP' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.24   Med: 0.34   Max: 0.54
Current: 0.34

During the past years, Capitea's highest Cyclically Adjusted PS Ratio was 0.54. The lowest was 0.24. And the median was 0.34.

WAR:CAP's Cyclically Adjusted PS Ratio is ranked better than
94.51% of 419 companies
in the Credit Services industry
Industry Median: 3.09 vs WAR:CAP: 0.34

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Capitea's adjusted revenue per share data for the three months ended in Mar. 2026 was zł0.225. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is zł1.30 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Capitea  (WAR:CAP) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Capitea Cyclically Adjusted PS Ratio Related Terms


Capitea Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Capitea's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitea Cyclically Adjusted PS Ratio Chart

Capitea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.25

Capitea Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.25 0.66

WAR:CAP vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Capitea's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capitea Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capitea's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Capitea's Cyclically Adjusted PS Ratio falls into.


WAR:CAP
60GF Score
Capitea SA WAR:CAP
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capitea Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Capitea's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.52/1.30
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitea's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Capitea's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.225/163.0700*163.0700
=0.225

Current CPI (Mar. 2026) = 163.0700.

Capitea Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201512 0.000 99.471 0.000
201603 0.690 98.983 1.137
201612 1.641 100.366 2.666
201703 1.472 101.018 2.376
201706 9.521 101.180 15.345
201709 2.534 101.343 4.077
201712 -13.625 102.564 -21.663
201803 -4.100 102.564 -6.519
201806 2.985 103.378 4.709
201809 0.554 103.378 0.874
201812 0.687 103.785 1.079
201903 -0.382 104.274 -0.597
201906 0.549 105.983 0.845
201909 0.323 105.983 0.497
201912 0.293 107.123 0.446
202003 0.080 109.076 0.120
202006 0.338 109.402 0.504
202009 0.295 109.320 0.440
202012 0.314 109.565 0.467
202103 0.282 112.658 0.408
202106 0.351 113.960 0.502
202109 0.149 115.588 0.210
202112 -0.041 119.088 -0.056
202203 0.258 125.031 0.336
202206 0.222 131.705 0.275
202209 0.215 135.531 0.259
202212 0.267 139.113 0.313
202303 0.327 145.950 0.365
202306 0.263 147.009 0.292
202309 0.321 146.113 0.358
202312 0.171 147.741 0.189
202403 0.266 149.044 0.291
202406 0.259 150.997 0.280
202409 0.254 153.439 0.270
202412 0.250 154.660 0.264
202503 0.269 157.021 0.279
202506 0.279 157.509 0.289
202509 0.254 158.000 0.262
202512 0.250 158.320 0.258
202603 0.225 163.070 0.225

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.40 mean?
Capitea (WAR:CAP) has a Cyclically Adjusted PS Ratio of 0.40 as of Jul. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Capitea and its competitors. This is 18% above median its historical median of 0.34. Over the past decade, Capitea's Cyclically Adjusted PS Ratio has ranged from 0.24 to 0.54. According to the industry distribution chart, Capitea ranks #23 out of 419 companies in the Credit Services industry, placing it in the top 5.5%.
Is Capitea's Cyclically Adjusted PS Ratio too high?
Capitea's current Cyclically Adjusted PS Ratio of 0.40 is 18% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.54. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.09. Capitea's value of 0.40 is 87.1% below this industry median. Based on the distribution chart, Capitea ranks #23 out of 419 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Capitea has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capitea's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Capitea ranks #23 out of 419 companies for Cyclically Adjusted PS Ratio. This places Capitea in the top 6% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.09. Capitea's value of 0.40 is 87.1% below this benchmark. Historically, Capitea's own Cyclically Adjusted PS Ratio has ranged from 0.24 to 0.54 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 3.09, Capitea has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.09, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitea's current Cyclically Adjusted PS Ratio of 0.40 is 87.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Capitea and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitea's current Cyclically Adjusted PS Ratio is 0.40, which is 18% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitea stock overvalued right now?
Based on GuruFocus' analysis, Capitea (WAR:CAP) is currently considered Modestly Overvalued. The stock's GF Value™ is zł0.47, compared to a current price of zł0.52 — trading 10.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.40, which is 18% above median its 10-year median of 0.34 and 87.1% below the Credit Services industry median of 3.09. Capitea's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Capitea (WAR:CAP), the current Cyclically Adjusted PS Ratio is 0.40 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capitea (WAR:CAP) Overvalued in 2026?

Based on GuruFocus' analysis, Capitea stock appears to be overvalued. The current stock price of zł0.52 is trading 10.6% above its estimated GF Value™ of zł0.47. GuruFocus considers Capitea to be Modestly Overvalued.

Key valuation signals for WAR:CAP:

  • Cyclically Adjusted PS Ratio: 0.40 (18% above median its 10-year median of 0.34)
  • GF Value™: zł0.47 vs. price of zł0.52 (10.6% above fair value)
  • GF Score™: 60/100 with 2 warning signs
  • Industry Position: 87.1% below the Credit Services median (#23 of 419)

No single metric tells the full story. See the WAR:CAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capitea Business Description

Address rtm. Witolda Pileckiego 63 Street, Warszawa, POL, 02-781
Capitea SA, formerly Getback Spolka Akcyjna is an account receivable manager engaged in the recovery of acquired debts and management of debt portfolios in securitization funds, including restructuring and recovery of acquired debts.
60GF Score

Get the complete analysis for WAR:CAP

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.52
Price
zł0.47
GF Value