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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
IndosWAR:INS +4.58%85 Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus rates WAR:INS with a GF Score™ of 85/100 and a GF Value™ of zł3.89 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 455 Credit Services companies, Indos ranks worse than 50.33% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Indos's Debt-to-Equity or its related term are showing as below:
WAR:INS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.43 Med: 1.15 Max: 1.77
Current: 1.24
During the past 12 years, the highest Debt-to-Equity Ratio of Indos was 1.77. The lowest was 0.43. And the median was 1.15.
WAR:INS's Debt-to-Equity is ranked worse than 50.33% of 455
companies
in the Credit Services industry
Industry Median: 1.23
vs WAR:INS: 1.24
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Indos Debt-to-Equity Related Terms
Indos Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Indos's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Indos's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indos Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indos's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Indos's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indos (WAR:INS) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Indos and its competitors. Over the past decade, Indos' Debt-to-Equity has ranged from 0.43 to 1.77. According to the industry distribution chart, Indos ranks #229 out of 455 companies in the Credit Services industry, placing it in the top 50.3%.
Is Indos' Debt-to-Equity too high?
Indos' current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1.77. Based on the distribution chart, Indos ranks #229 out of 455 companies in the Credit Services industry, which is below the industry midpoint. Overall, Indos has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indos' Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Indos ranks #229 out of 455 companies for Debt-to-Equity. This places Indos in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Historically, Indos' own Debt-to-Equity has ranged from 0.43 to 1.77 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Indos and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indos's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indos stock overvalued right now?
Based on GuruFocus' analysis, Indos (WAR:INS) is currently considered Modestly Undervalued. The stock's GF Value™ is zł3.89, compared to a current price of zł3.20 — trading 17.7% below its estimated fair value. The current Debt-to-Equity is 0.00. Indos' overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Indos (WAR:INS), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indos (WAR:INS) Overvalued in 2026?
Based on GuruFocus' analysis, Indos stock appears to be undervalued.
The current stock price of zł3.20 is trading 17.7% below its estimated GF Value™ of zł3.89.
GuruFocus considers Indos to be Modestly Undervalued.
Key valuation signals for WAR:INS:
Debt-to-Equity: 0.00
GF Value™: zł3.89 vs. price of zł3.20 (17.7% below fair value)
No single metric tells the full story. See the WAR:INS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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