Indos (WAR:INS) OCF Margin %: -256.34% (As of Mar. 2026)


WAR:INS Indos SA WAR:INS
88 GF Score
Price zł3.46
GF Value zł3.87
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Indos OCF Margin %?

Indos WAR:INS 88 OCF Margin % is -256.34% as of Mar. 2026. GuruFocus rates WAR:INS with a GF Score™ of 88/100 and a GF Value™ of zł3.87 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 530 Credit Services companies, Indos ranks better than 64.72% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Indos's Cash Flow from Operations for the three months ended in Mar. 2026 was zł-9.95 Mil. Indos's Revenue for the three months ended in Mar. 2026 was zł3.88 Mil. Therefore, Indos's OCF Margin % for the quarter that ended in Mar. 2026 was -256.34%.

As of today, Indos's current OCF Yield % is 19.71%.

The historical rank and industry rank for Indos's OCF Margin % or its related term are showing as below:

WAR:INS' s OCF Margin % Range Over the Past 10 Years
Min: -72.48   Med: 24.93   Max: 109.94
Current: 22.57


During the past 12 years, the highest OCF Margin % of Indos was 109.94%. The lowest was -72.48%. And the median was 24.93%.

WAR:INS's OCF Margin % is ranked better than
64.72% of 530 companies
in the Credit Services industry
Industry Median: 2.405 vs WAR:INS: 22.57


Indos OCF Margin % Related Terms


Indos OCF Margin % Historical Data

* Premium members only.

The historical data trend for Indos's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indos OCF Margin % Chart

Indos Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.14 22.45 109.94 -67.24 27.41

Indos Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -195.87 56.56 46.34 135.55 -256.34

WAR:INS vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Indos's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indos OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Indos's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Indos's OCF Margin % falls into.


WAR:INS
88GF Score
Indos SA WAR:INS
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indos OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Indos's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6.04/22.034
=27.41 %

Indos's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-9.946/3.88
=-256.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -256.34% mean?
Indos (WAR:INS) has a OCF Margin % of -256.34% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Indos and its competitors. According to the industry distribution chart, Indos ranks #187 out of 530 companies in the Credit Services industry, placing it in the top 35.3%.
Is Indos' OCF Margin % too high?
Indos' current OCF Margin % is -256.34%. Based on the distribution chart, Indos ranks #187 out of 530 companies in the Credit Services industry, which is above the industry midpoint. Overall, Indos has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indos' OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Indos ranks #187 out of 530 companies for OCF Margin %. This puts Indos in the upper half of its industry. The industry median OCF Margin % is 2.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.41, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Indos and its competitors. For the Credit Services industry, the median OCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indos's current OCF Margin % is -256.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indos stock overvalued right now?
Based on GuruFocus' analysis, Indos (WAR:INS) is currently considered Modestly Undervalued. The stock's GF Value™ is zł3.87, compared to a current price of zł3.46 — trading 10.6% below its estimated fair value. The current OCF Margin % is -256.34%. Indos' overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Indos (WAR:INS), the current OCF Margin % is -256.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indos (WAR:INS) Overvalued in 2026?

Based on GuruFocus' analysis, Indos stock appears to be undervalued. The current stock price of zł3.46 is trading 10.6% below its estimated GF Value™ of zł3.87. GuruFocus considers Indos to be Modestly Undervalued.

Key valuation signals for WAR:INS:

  • OCF Margin %: -256.34%
  • GF Value™: zł3.87 vs. price of zł3.46 (10.6% below fair value)
  • GF Score™: 88/100 with 5 warning signs

No single metric tells the full story. See the WAR:INS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indos Business Description

Address Ul. Kosciuszki 63, Chorzow, POL, 41-503
Indos SA is a factoring and debt collection company. It specializes in debt collection, factoring, debt purchase and corporate finance.
88GF Score

Get the complete analysis for WAR:INS

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł3.46
Price
zł3.87
GF Value