Indos (WAR:INS) ROCE %: 3.50% (As of Mar. 2026)


WAR:INS Indos SA WAR:INS
88 GF Score
Price zł3.46
GF Value zł3.87
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Indos ROCE %?

Indos WAR:INS 88 ROCE % is 3.50% as of Mar. 2026. GuruFocus rates WAR:INS with a GF Score™ of 88/100 and a GF Value™ of zł3.87 (Modestly Undervalued). The stock has 5 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Indos's annualized ROCE % for the quarter that ended in Mar. 2026 was 3.50%.

Indos  (WAR:INS) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Indos ROCE % Related Terms

Indos ROCE % Historical Data

* Premium members only.

The historical data trend for Indos's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indos ROCE % Chart

Indos Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.51 19.69 16.62 6.59 12.09

Indos Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 5.07 11.49 13.57 3.50
WAR:INS
88GF Score
Indos SA WAR:INS
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indos ROCE % Calculation

Indos's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=10.379/( ( (121.918 - 35.572) + (108.081 - 22.759) )/ 2 )
=10.379/( (86.346+85.322)/ 2 )
=10.379/85.834
=12.09 %

Indos's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=3.036/( ( (108.081 - 22.759) + (114.12 - 26.03) )/ 2 )
=3.036/( ( 85.322 + 88.09 )/ 2 )
=3.036/86.706
=3.50 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 3.50% mean?
Indos (WAR:INS) has a ROCE % of 3.50% as of Mar. 2026.
Is Indos' ROCE % too high?
Indos' current ROCE % is 3.50%. The Credit Services industry median ROCE % is 3.46. Indos' value of 3.50% is 1.2% above this industry median. Overall, Indos has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indos' ROCE % compare to V and MA?
Indos' ROCE % of 3.50% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.46. Indos' value of 3.50% is 1.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.46, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indos's current ROCE % of 3.50% is 1.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indos's current ROCE % is 3.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indos stock overvalued right now?
Based on GuruFocus' analysis, Indos (WAR:INS) is currently considered Modestly Undervalued. The stock's GF Value™ is zł3.87, compared to a current price of zł3.46 — trading 10.6% below its estimated fair value. The current ROCE % is 3.50% and 1.2% above the Credit Services industry median of 3.46. Indos' overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Indos (WAR:INS), the current ROCE % is 3.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indos (WAR:INS) Overvalued in 2026?

Based on GuruFocus' analysis, Indos stock appears to be undervalued. The current stock price of zł3.46 is trading 10.6% below its estimated GF Value™ of zł3.87. GuruFocus considers Indos to be Modestly Undervalued.

Key valuation signals for WAR:INS:

  • ROCE %: 3.50%
  • GF Value™: zł3.87 vs. price of zł3.46 (10.6% below fair value)
  • GF Score™: 88/100 with 5 warning signs
  • Industry Position: 1.2% above the Credit Services median

No single metric tells the full story. See the WAR:INS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indos Business Description

Address Ul. Kosciuszki 63, Chorzow, POL, 41-503
Indos SA is a factoring and debt collection company. It specializes in debt collection, factoring, debt purchase and corporate finance.
88GF Score

Get the complete analysis for WAR:INS

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł3.46
Price
zł3.87
GF Value