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Youlife GroupYOUL -10.06%16 Debt-to-Equity is 0.22 as of Dec. 2025, which is 2100% above its 10-year median of 0.01. GuruFocus rates YOUL with a GF Score™ of 16/100. The stock has 5 warning signs investors should review. Among 222 Education companies, Youlife Group ranks better than 60.81% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Youlife Group's Debt-to-Equity or its related term are showing as below:
YOUL'
s Debt-to-Equity Range Over the Past 10 Years
Min: -0.2 Med: 0.01 Max: 0.22
Current: 0.22
During the past 4 years, the highest Debt-to-Equity Ratio of Youlife Group was 0.22. The lowest was -0.20. And the median was 0.01.
YOUL's Debt-to-Equity is ranked better than 60.81% of 222
companies
in the Education industry
Industry Median: 0.315
vs YOUL: 0.22
Youlife Group (NAS:YOUL) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Youlife Group Debt-to-Equity Related Terms
Youlife Group Debt-to-Equity Historical Data
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The historical data trend for Youlife Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
YOUL vs STG, SKIL, RYET: Debt-to-Equity Comparison
For the Education & Training Services subindustry, Youlife Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Youlife Group Debt-to-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Youlife Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Youlife Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Youlife Group (YOUL) has a Debt-to-Equity of 0.22 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Youlife Group and its competitors. This is 2100% above median its historical median of 0.01. According to the industry distribution chart, Youlife Group ranks #87 out of 222 companies in the Education industry, placing it in the top 39.2%.
Is Youlife Group's Debt-to-Equity too high?
Youlife Group's current Debt-to-Equity of 0.22 is 2100% above median its 10-year median of 0.01. The Education industry median Debt-to-Equity is 0.32. Youlife Group's value of 0.22 is 30.2% below this industry median. Based on the distribution chart, Youlife Group ranks #87 out of 222 companies in the Education industry, which is above the industry midpoint. Overall, Youlife Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Youlife Group's Debt-to-Equity compare to STG and SKIL?
According to the Education industry distribution chart, Youlife Group ranks #87 out of 222 companies for Debt-to-Equity. This puts Youlife Group in the upper half of its industry. The industry median Debt-to-Equity is 0.32. Youlife Group's value of 0.22 is 30.2% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.32, Youlife Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Education company?
The median Debt-to-Equity among Education companies is 0.32, based on 222 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Youlife Group's current Debt-to-Equity of 0.22 is 30.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Youlife Group and its competitors. For the Education industry, the median Debt-to-Equity is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Youlife Group's current Debt-to-Equity is 0.22, which is 2100% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Youlife Group stock overvalued right now?
Youlife Group (YOUL) has a current Debt-to-Equity of 0.22. The current Debt-to-Equity is 0.22, which is 2100% above median its 10-year median of 0.01 and 30.2% below the Education industry median of 0.32. Youlife Group's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Youlife Group (YOUL), the current Debt-to-Equity is 0.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Youlife Group Inc is a blue-collar lifetime service platform in China, dedicated to serving the needs throughout the entire life cycle of the blue-collar talent. It provides blue-collar lifetime services to students, blue-collar talent, and corporate customers. Its segments are the vocational education segment, which engages in the provision of vocational education entrusted management services, self-operated vocational school services, and Others; the HR recruitment segment engages in the provision of HR recruitment services regarding blue-collar talent to customers; the employee management segment engages in the provision of labor outsourcing services, labor dispatch services and others; and the market service segment engages in the provision of value-added services.
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