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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Youlife Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $2.2 Mil. Youlife Group's average total debt for the quarter that ended in Dec. 2025 was $20.1 Mil. Therefore, Youlife Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 11.18%.
Youlife Group (NAS:YOUL) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Youlife Group Effective Interest Rate on Debt % Related Terms
Youlife Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Youlife Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Youlife Group Effective Interest Rate on Debt % Chart
YOUL vs RYET, AACG, GNS: Effective Interest Rate on Debt % Comparison
For the Education & Training Services subindustry, Youlife Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Youlife Group Effective Interest Rate on Debt % vs Education Industry
For the Education industry and Consumer Defensive sector, Youlife Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Youlife Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 11.18% mean?
Youlife Group (YOUL) has a Effective Interest Rate on Debt % of 11.18% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Youlife Group and its competitors.
Is Youlife Group's Effective Interest Rate on Debt % too high?
Youlife Group's current Effective Interest Rate on Debt % is 11.18%. Overall, Youlife Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Youlife Group's Effective Interest Rate on Debt % compare to RYET and AACG?
Youlife Group's Effective Interest Rate on Debt % of 11.18% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Youlife Group and its competitors. Youlife Group's current Effective Interest Rate on Debt % is 11.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Youlife Group stock overvalued right now?
Youlife Group (YOUL) has a current Effective Interest Rate on Debt % of 11.18%. The current Effective Interest Rate on Debt % is 11.18%. Youlife Group's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Youlife Group (YOUL), the current Effective Interest Rate on Debt % is 11.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Youlife Group Inc is a blue-collar lifetime service platform in China, dedicated to serving the needs throughout the entire life cycle of the blue-collar talent. It provides blue-collar lifetime services to students, blue-collar talent, and corporate customers. Its segments are the vocational education segment, which engages in the provision of vocational education entrusted management services, self-operated vocational school services, and Others; the HR recruitment segment engages in the provision of HR recruitment services regarding blue-collar talent to customers; the employee management segment engages in the provision of labor outsourcing services, labor dispatch services and others; and the market service segment engages in the provision of value-added services.
16GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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