YOUL (Youlife Group) Financial Strength: 7 (As of Dec. 2025) — 17% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

YOUL Youlife Group Inc YOUL
16 GF Score
Price $0.51
! 5 Warning Signs
View Full Analysis

What is Youlife Group Financial Strength?

Youlife Group YOUL -0.31% 16 Financial Strength is 7 as of Dec. 2025, which is 17% above its 10-year median of 6.00. GuruFocus rates YOUL with a GF Score™ of 16/100. The stock has 5 warning signs investors should review.

Youlife Group has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Youlife Group did not have earnings to cover the interest expense. Youlife Group's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.08. As of today, Youlife Group's Altman Z-Score is 1.81.


Youlife Group  (NAS:YOUL) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Youlife Group has the Financial Strength Rank of 7.


Youlife Group Financial Strength Related Terms


YOUL vs STG, SKIL, RYET: Financial Strength Comparison

For the Education & Training Services subindustry, Youlife Group's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Youlife Group Financial Strength vs Education Industry

For the Education industry and Consumer Defensive sector, Youlife Group's Financial Strength distribution charts can be found below:

* The bar in red indicates where Youlife Group's Financial Strength falls into.


YOUL
16GF Score
Youlife Group Inc YOUL
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Youlife Group Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Youlife Group's Interest Expense for the months ended in Dec. 2025 was $-1.1 Mil. Its Operating Income for the months ended in Dec. 2025 was $-5.5 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $3.6 Mil.

Youlife Group's Interest Coverage for the quarter that ended in Dec. 2025 is

Youlife Group did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Youlife Group's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(18.862 + 3.619) / 267.2
=0.08

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Youlife Group has a Z-score of 1.81, indicating it is in Grey Zones. This implies that Youlife Group is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 1.81 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Youlife Group (YOUL) has a Financial Strength of 7 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Youlife Group and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Youlife Group's Financial Strength has ranged from 6.00 to 7.00.
Is Youlife Group's Financial Strength too high?
Youlife Group's current Financial Strength of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 7.00. Overall, Youlife Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Youlife Group's Financial Strength compare to STG and SKIL?
Youlife Group's Financial Strength of 7 can be compared against companies in the Education industry. Historically, Youlife Group's own Financial Strength has ranged from 6.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Education company?
A good Financial Strength depends on the Education industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Youlife Group and its competitors. Youlife Group's current Financial Strength is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Youlife Group stock overvalued right now?
Youlife Group (YOUL) has a current Financial Strength of 7. The current Financial Strength is 7, which is 17% above median its 10-year median of 6.00. Youlife Group's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Youlife Group (YOUL), the current Financial Strength is 7 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Youlife Group Business Description

Address No.180 South Changjiang Road, Room C431, Changjiang Software Park, Baoshan District, Shanghai, CHN, 201900
Youlife Group Inc is a blue-collar lifetime service platform in China, dedicated to serving the needs throughout the entire life cycle of the blue-collar talent. It provides blue-collar lifetime services to students, blue-collar talent, and corporate customers. Its segments are the vocational education segment, which engages in the provision of vocational education entrusted management services, self-operated vocational school services, and Others; the HR recruitment segment engages in the provision of HR recruitment services regarding blue-collar talent to customers; the employee management segment engages in the provision of labor outsourcing services, labor dispatch services and others; and the market service segment engages in the provision of value-added services.
16GF Score

Get the complete analysis for YOUL

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.51
Price