YOUL (Youlife Group) Liabilities-to-Assets : 0.39 (As of Dec. 2025)

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YOUL Youlife Group Inc YOUL
16 GF Score
Price $0.41
! 5 Warning Signs
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What is Youlife Group Liabilities-to-Assets?

Youlife Group YOUL +3.15% 16 Liabilities-to-Assets is 0.39 as of Dec. 2025. GuruFocus rates YOUL with a GF Score™ of 16/100. The stock has 5 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Youlife Group's Total Liabilities for the quarter that ended in Dec. 2025 was $69.5 Mil. Youlife Group's Total Assets for the quarter that ended in Dec. 2025 was $176.5 Mil. Therefore, Youlife Group's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.39.


Youlife Group  (NAS:YOUL) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Youlife Group Liabilities-to-Assets Related Terms


Youlife Group Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Youlife Group's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Youlife Group Liabilities-to-Assets Chart

Youlife Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
1.39 1.30 0.35 0.39

Youlife Group Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial 1.30 1.38 0.35 1.36 0.39

YOUL vs STG, SKIL, RYET: Liabilities-to-Assets Comparison

For the Education & Training Services subindustry, Youlife Group's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Youlife Group Liabilities-to-Assets vs Education Industry

For the Education industry and Consumer Defensive sector, Youlife Group's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Youlife Group's Liabilities-to-Assets falls into.


YOUL
16GF Score
Youlife Group Inc YOUL
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Youlife Group Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Youlife Group's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=69.516/176.462
=0.39

Youlife Group's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=69.516/176.462
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.39 mean?
Youlife Group (YOUL) has a Liabilities-to-Assets of 0.39 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Youlife Group and its competitors.
Is Youlife Group's Liabilities-to-Assets too high?
Youlife Group's current Liabilities-to-Assets is 0.39. Overall, Youlife Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Youlife Group's Liabilities-to-Assets compare to STG and SKIL?
Youlife Group's Liabilities-to-Assets of 0.39 can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Education company?
A good Liabilities-to-Assets depends on the Education industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Youlife Group and its competitors. Youlife Group's current Liabilities-to-Assets is 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Youlife Group stock overvalued right now?
Youlife Group (YOUL) has a current Liabilities-to-Assets of 0.39. The current Liabilities-to-Assets is 0.39. Youlife Group's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Youlife Group (YOUL), the current Liabilities-to-Assets is 0.39 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Youlife Group Business Description

Address No.180 South Changjiang Road, Room C431, Changjiang Software Park, Baoshan District, Shanghai, CHN, 201900
Youlife Group Inc is a blue-collar lifetime service platform in China, dedicated to serving the needs throughout the entire life cycle of the blue-collar talent. It provides blue-collar lifetime services to students, blue-collar talent, and corporate customers. Its segments are the vocational education segment, which engages in the provision of vocational education entrusted management services, self-operated vocational school services, and Others; the HR recruitment segment engages in the provision of HR recruitment services regarding blue-collar talent to customers; the employee management segment engages in the provision of labor outsourcing services, labor dispatch services and others; and the market service segment engages in the provision of value-added services.
16GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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