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Youlife GroupYOUL +7.02%16 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates YOUL with a GF Score™ of 16/100. The stock has 5 warning signs investors should review. Among 194 Education companies, Youlife Group ranks worse than 96.39% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Youlife Group's
Operating Income
for the
six
months ended in Dec. 2025 was $-5.5 Mil. Youlife Group's Interest Expense for the
six
months ended in Dec. 2025 was $-1.1 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Youlife Group's Interest Coverage or its related term are showing as below:
YOUL'
s Interest Coverage Range Over the Past 10 Years
Min: 0.59 Med: 5.48 Max: 10.29
Current: 0.59
YOUL's Interest Coverage is ranked worse than 96.39% of 194
companies
in the Education industry
Industry Median: 13.39
vs YOUL: 0.59
Youlife Group (NAS:YOUL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Youlife Group Interest Coverage Related Terms
Youlife Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Youlife Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
YOUL vs RYET, AACG, GNS: Interest Coverage Comparison
For the Education & Training Services subindustry, Youlife Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Youlife Group Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Youlife Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Youlife Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Youlife Group did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Youlife Group (YOUL) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Youlife Group and its competitors. Over the past decade, Youlife Group's Interest Coverage has ranged from 0.59 to 10.29. According to the industry distribution chart, Youlife Group ranks #187 out of 194 companies in the Education industry, placing it in the top 96.4%.
Is Youlife Group's Interest Coverage too high?
Youlife Group's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 10.29. Based on the distribution chart, Youlife Group ranks #187 out of 194 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Youlife Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Youlife Group's Interest Coverage compare to RYET and AACG?
According to the Education industry distribution chart, Youlife Group ranks #187 out of 194 companies for Interest Coverage. This places Youlife Group in the lower half of its industry. The industry median Interest Coverage is 13.39. Historically, Youlife Group's own Interest Coverage has ranged from 0.59 to 10.29 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.39, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Youlife Group and its competitors. For the Education industry, the median Interest Coverage is 13.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Youlife Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Youlife Group stock overvalued right now?
Youlife Group (YOUL) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Youlife Group's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Youlife Group (YOUL), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Youlife Group Inc is a blue-collar lifetime service platform in China, dedicated to serving the needs throughout the entire life cycle of the blue-collar talent. It provides blue-collar lifetime services to students, blue-collar talent, and corporate customers. Its segments are the vocational education segment, which engages in the provision of vocational education entrusted management services, self-operated vocational school services, and Others; the HR recruitment segment engages in the provision of HR recruitment services regarding blue-collar talent to customers; the employee management segment engages in the provision of labor outsourcing services, labor dispatch services and others; and the market service segment engages in the provision of value-added services.
16GF Score
Get the complete analysis for YOUL
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