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ING Groep NVING +0.30%65 3-Year Dividend Growth Rate is 22.30% as of Jun. 2026, which is 91% above its 10-year median of 11.70. GuruFocus rates ING with a GF Score™ of 65/100 and a GF Value™ of $23.83 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 959 Banks companies, ING Groep NV ranks better than 71.22% on this metric.
The historical rank and industry rank for ING Groep NV's 3-Year Dividend Growth Rate or its related term are showing as below:
ING'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -5.2 Med: 11.7 Max: 27.8
Current: 22.3
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of ING Groep NV was 27.80% per year. The lowest was -5.20% per year. And the median was 11.70% per year.
ING's 3-Year Dividend Growth Rate is ranked better than 71.22% of 959
companies
in the Banks industry
Industry Median: 10.1
vs ING: 22.30
During the past 12 months, ING Groep NV's average Dividends Per Share Growth Rate was 2.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 22.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of ING Groep NV was 0.56. The lowest was 0.35. And the median was 0.51.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
ING Groep NV Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.461115
2026-08-10
2026-08-10
2026-08-17
Cash Dividend
semi-annually
USD:USD 1.000000
USD 0.860573
2026-04-17
2026-04-17
2026-05-01
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
ING Groep NV's Dividend Yield (%) for Today is calculated as
Current Share Price is $35.345.
ING Groep NV's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.321688.
During the past 13 years, the highest Dividend Yield of ING Groep NV was 14.77%. The lowest was 1.01%. And the median was 4.90%.
Warning Sign:
ING Groep NV stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ING Groep NV 3-Year Dividend Growth Rate Related Terms>
ING vs JPM, BAC, WFC: 3-Year Dividend Growth Rate Comparison
For the Banks - Diversified subindustry, ING Groep NV's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ING Groep NV 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, ING Groep NV's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where ING Groep NV's 3-Year Dividend Growth Rate falls into.
ING Groep NV 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 22.30% mean?
ING Groep NV (ING) has a 3-Year Dividend Growth Rate of 22.30% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on ING Groep NV and its competitors. This is 91% above median its historical median of 11.70. According to the industry distribution chart, ING Groep NV ranks #276 out of 959 companies in the Banks industry, placing it in the top 28.8%.
Is ING Groep NV's 3-Year Dividend Growth Rate too high?
ING Groep NV's current 3-Year Dividend Growth Rate of 22.30% is 91% above median its 10-year median of 11.70. The Banks industry median 3-Year Dividend Growth Rate is 10.10. ING Groep NV's value of 22.30% is 120.8% above this industry median. Based on the distribution chart, ING Groep NV ranks #276 out of 959 companies in the Banks industry, which is above the industry midpoint. Overall, ING Groep NV has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Groep NV's 3-Year Dividend Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, ING Groep NV ranks #276 out of 959 companies for 3-Year Dividend Growth Rate. This puts ING Groep NV in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. ING Groep NV's value of 22.30% is 120.8% above this benchmark. While the company's 10-year median is 11.70 vs. the industry median of 10.10, ING Groep NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 959 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ING Groep NV's current 3-Year Dividend Growth Rate of 22.30% is 120.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on ING Groep NV and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Groep NV's current 3-Year Dividend Growth Rate is 22.30%, which is 91% above median its own 10-year median of 11.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Groep NV stock overvalued right now?
Based on GuruFocus' analysis, ING Groep NV (ING) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.83, compared to a current price of $35.35 — trading 48.3% above its estimated fair value. The current 3-Year Dividend Growth Rate is 22.30%, which is 91% above median its 10-year median of 11.70 and 120.8% above the Banks industry median of 10.10. ING Groep NV's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For ING Groep NV (ING), the current 3-Year Dividend Growth Rate is 22.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ING Groep NV (ING) Overvalued in 2026?
Based on GuruFocus' analysis, ING Groep NV stock appears to be overvalued.
The current stock price of $35.35 is trading 48.3% above its estimated GF Value™ of $23.83.
GuruFocus considers ING Groep NV to be Significantly Overvalued.
Key valuation signals for ING:
3-Year Dividend Growth Rate: 22.30% (91% above median its 10-year median of 11.70)
GF Value™: $23.83 vs. price of $35.35 (48.3% above fair value)
Industry Position: 120.8% above the Banks median (#276 of 959)
No single metric tells the full story. See the ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
65GF Score
Get the complete analysis for ING
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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