ING (ING Groep NV) 3-1 Month Momentum %: 3.08% (As of Jul. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ING ING Groep NV ING
67 GF Score
Price $32.77
GF Value $22.81
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is ING Groep NV 3-1 Month Momentum %?

ING Groep NV ING -1.62% 67 3-1 Month Momentum % is 3.08% as of Jul. 16, 2026. GuruFocus rates ING with a GF Score™ of 67/100 and a GF Value™ of $22.81 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,565 Banks companies, ING Groep NV ranks better than 65.3% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-16), ING Groep NV's 3-1 Month Momentum % is 3.08%.

The industry rank for ING Groep NV's 3-1 Month Momentum % or its related term are showing as below:

ING's 3-1 Month Momentum % is ranked better than
65.3% of 1565 companies
in the Banks industry
Industry Median: 1.77 vs ING: 3.08

ING Groep NV  (NYSE:ING) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


ING Groep NV 3-1 Month Momentum % Related Terms


ING vs JPM, BAC, WFC: 3-1 Month Momentum % Comparison

For the Banks - Diversified subindustry, ING Groep NV's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ING Groep NV 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, ING Groep NV's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where ING Groep NV's 3-1 Month Momentum % falls into.


ING
67GF Score
ING Groep NV ING
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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ING Groep NV  (NYSE:ING) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 3.08% mean?
ING Groep NV (ING) has a 3-1 Month Momentum % of 3.08% as of Jul. 16, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on ING Groep NV and its competitors. According to the industry distribution chart, ING Groep NV ranks #543 out of 1565 companies in the Banks industry, placing it in the top 34.7%.
Is ING Groep NV's 3-1 Month Momentum % too high?
ING Groep NV's current 3-1 Month Momentum % is 3.08%. The Banks industry median 3-1 Month Momentum % is 1.77. ING Groep NV's value of 3.08% is 74% above this industry median. Based on the distribution chart, ING Groep NV ranks #543 out of 1565 companies in the Banks industry, which is above the industry midpoint. Overall, ING Groep NV has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Groep NV's 3-1 Month Momentum % compare to JPM and BAC?
According to the Banks industry distribution chart, ING Groep NV ranks #543 out of 1565 companies for 3-1 Month Momentum %. This puts ING Groep NV in the upper half of its industry. The industry median 3-1 Month Momentum % is 1.77. ING Groep NV's value of 3.08% is 74% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 1.77, based on 1,565 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ING Groep NV's current 3-1 Month Momentum % of 3.08% is 74% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on ING Groep NV and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 1.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Groep NV's current 3-1 Month Momentum % is 3.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Groep NV stock overvalued right now?
Based on GuruFocus' analysis, ING Groep NV (ING) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.81, compared to a current price of $32.77 — trading 43.7% above its estimated fair value. The current 3-1 Month Momentum % is 3.08% and 74% above the Banks industry median of 1.77. ING Groep NV's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For ING Groep NV (ING), the current 3-1 Month Momentum % is 3.08% as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Groep NV (ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Groep NV stock appears to be overvalued. The current stock price of $32.77 is trading 43.7% above its estimated GF Value™ of $22.81. GuruFocus considers ING Groep NV to be Significantly Overvalued.

Key valuation signals for ING:

  • 3-1 Month Momentum %: 3.08%
  • GF Value™: $22.81 vs. price of $32.77 (43.7% above fair value)
  • GF Score™: 67/100 with 7 warning signs
  • Industry Position: 74% above the Banks median (#543 of 1565)

No single metric tells the full story. See the ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ING Groep NV Business Description

Address Bijlmerdreef 106, Amsterdam, NLD, 1102 CT
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
67GF Score

Get the complete analysis for ING

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.77
Price
$22.81
GF Value