ING (ING Groep NV) 1-Year Sharpe Ratio: 1.64 (As of Jul. 12, 2026)


ING ING Groep NV ING
70 GF Score
Price $32.39
GF Value $22.83
Valuation Significantly Overvalued
! 7 Warning Signs
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What is ING Groep NV 1-Year Sharpe Ratio?

ING Groep NV ING -0.34% 70 1-Year Sharpe Ratio is 1.64 as of Jul. 12, 2026. GuruFocus rates ING with a GF Score™ of 70/100 and a GF Value™ of $22.83 (Significantly Overvalued). The stock has 7 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-12), ING Groep NV's 1-Year Sharpe Ratio is 1.64.

ING Groep NV  (NYSE:ING) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

ING Groep NV 1-Year Sharpe Ratio Related Terms

ING vs JPM, BAC, WFC: 1-Year Sharpe Ratio Comparison

For the Banks - Diversified subindustry, ING Groep NV's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ING Groep NV 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, ING Groep NV's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where ING Groep NV's 1-Year Sharpe Ratio falls into.


ING
70GF Score
ING Groep NV ING
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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ING Groep NV 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.64 mean?
ING Groep NV (ING) has a 1-Year Sharpe Ratio of 1.64 as of Jul. 12, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for ING Groep NV and its competitors.
Is ING Groep NV's 1-Year Sharpe Ratio too high?
ING Groep NV's current 1-Year Sharpe Ratio is 1.64. Overall, ING Groep NV has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Groep NV's 1-Year Sharpe Ratio compare to JPM and BAC?
ING Groep NV's 1-Year Sharpe Ratio of 1.64 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for ING Groep NV and its competitors. ING Groep NV's current 1-Year Sharpe Ratio is 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Groep NV stock overvalued right now?
Based on GuruFocus' analysis, ING Groep NV (ING) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.83, compared to a current price of $32.39 — trading 41.9% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.64. ING Groep NV's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For ING Groep NV (ING), the current 1-Year Sharpe Ratio is 1.64 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Groep NV (ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Groep NV stock appears to be overvalued. The current stock price of $32.39 is trading 41.9% above its estimated GF Value™ of $22.83. GuruFocus considers ING Groep NV to be Significantly Overvalued.

Key valuation signals for ING:

  • 1-Year Sharpe Ratio: 1.64
  • GF Value™: $22.83 vs. price of $32.39 (41.9% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Groep NV Business Description

Address Bijlmerdreef 106, Amsterdam, NLD, 1102 CT
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
70GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.39
Price
$22.83
GF Value