ING (ING Groep NV) SpecialCharges: $278 Mil (TTM As of Mar. 2026)


ING ING Groep NV ING
70 GF Score
Price $31.01
GF Value $22.32
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is ING Groep NV SpecialCharges?

ING Groep NV ING +0.75% 70 SpecialCharges is $278 Mil as of Mar. 2026. GuruFocus rates ING with a GF Score™ of 70/100 and a GF Value™ of $22.32 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ING Groep NV's special charges for the three months ended in Mar. 2026 was $29 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was $278 Mil.

ING Groep NV SpecialCharges Historical Data

* Premium members only.

The historical data trend for ING Groep NV's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ING Groep NV SpecialCharges Chart

ING Groep NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only 333.33 742.59 271.54 147.64 90.16

ING Groep NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.32 93.43 34.04 121.78 28.90
ING
70GF Score
ING Groep NV ING
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ING Groep NV SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $278 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $278 Mil mean?
ING Groep NV (ING) has a SpecialCharges of $278 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on ING Groep NV and its competitors.
Is ING Groep NV's SpecialCharges too high?
ING Groep NV's current SpecialCharges is $278 Mil. Overall, ING Groep NV has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Groep NV's SpecialCharges compare to JPM and BAC?
ING Groep NV's SpecialCharges of $278 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on ING Groep NV and its competitors. ING Groep NV's current SpecialCharges is $278 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Groep NV stock overvalued right now?
Based on GuruFocus' analysis, ING Groep NV (ING) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.32, compared to a current price of $31.01 — trading 38.9% above its estimated fair value. The current SpecialCharges is $278 Mil. ING Groep NV's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For ING Groep NV (ING), the current SpecialCharges is $278 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Groep NV (ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Groep NV stock appears to be overvalued. The current stock price of $31.01 is trading 38.9% above its estimated GF Value™ of $22.32. GuruFocus considers ING Groep NV to be Significantly Overvalued.

Key valuation signals for ING:

  • SpecialCharges: $278 Mil
  • GF Value™: $22.32 vs. price of $31.01 (38.9% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Groep NV Business Description

Address Bijlmerdreef 106, Amsterdam, NLD, 1102 CT
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions, ING has built up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
70GF Score

Get the complete analysis for ING

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.01
Price
$22.32
GF Value