Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Banca IfisMIL:IF +1.48%47 3-Year Dividend Growth Rate is 2.80% as of Jun. 2026, which is 81% below its 10-year median of 14.90. GuruFocus rates MIL:IF with a GF Score™ of 47/100 and a GF Value™ of €22.93 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 958 Banks companies, Banca Ifis ranks worse than 75.47% on this metric.
The historical rank and industry rank for Banca Ifis's 3-Year Dividend Growth Rate or its related term are showing as below:
MIL:IF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -28.8 Med: 14.9 Max: 79.5
Current: 2.8
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banca Ifis was 79.50% per year. The lowest was -28.80% per year. And the median was 14.90% per year.
MIL:IF's 3-Year Dividend Growth Rate is ranked worse than 75.47% of 958
companies
in the Banks industry
Industry Median: 10.1
vs MIL:IF: 2.80
During the past 3 years, the average Dividends Per Share Growth Rate was 2.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Banca Ifis is 2.91, which seems too high.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of Banca Ifis was 2.91. The lowest was 0.24. And the median was 0.52.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Banca Ifis is 2.91, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Banca Ifis Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
EUR 0.920000
2026-05-18
2026-05-19
2026-05-20
Cash Dividend
semi-annually
EUR:EUR 1.000000
EUR 1.200000
2025-11-24
2025-11-25
2025-11-26
Cash Dividend
semi-annually
EUR:EUR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Banca Ifis's Dividend Yield (%) for Today is calculated as
Current Share Price is €15.13.
Banca Ifis's Dividends per Share for the trailing twelve months (TTM) ended in Today is €2.12.
During the past 13 years, the highest Dividend Yield of Banca Ifis was 18.62%. The lowest was 1.71%. And the median was 8.44%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Ifis 3-Year Dividend Growth Rate Related Terms>
MIL:IF vs USB, PNC: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, Banca Ifis's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Ifis 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Banca Ifis's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Banca Ifis's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 2.80% mean?
Banca Ifis (MIL:IF) has a 3-Year Dividend Growth Rate of 2.80% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Banca Ifis and its competitors. This is 81% below median its historical median of 14.90. According to the industry distribution chart, Banca Ifis ranks #723 out of 958 companies in the Banks industry, placing it in the top 75.5%.
Is Banca Ifis' 3-Year Dividend Growth Rate too high?
Banca Ifis' current 3-Year Dividend Growth Rate of 2.80% is 81% below median its 10-year median of 14.90. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Banca Ifis' value of 2.80% is 72.3% below this industry median. Based on the distribution chart, Banca Ifis ranks #723 out of 958 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Ifis has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Ifis' 3-Year Dividend Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Banca Ifis ranks #723 out of 958 companies for 3-Year Dividend Growth Rate. This places Banca Ifis in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Banca Ifis' value of 2.80% is 72.3% below this benchmark. While the company's 10-year median is 14.90 vs. the industry median of 10.10, Banca Ifis has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Ifis's current 3-Year Dividend Growth Rate of 2.80% is 72.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Banca Ifis and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Ifis's current 3-Year Dividend Growth Rate is 2.80%, which is 81% below median its own 10-year median of 14.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Ifis stock overvalued right now?
Based on GuruFocus' analysis, Banca Ifis (MIL:IF) is currently considered Significantly Undervalued. The stock's GF Value™ is €22.93, compared to a current price of €15.13 — trading 34% below its estimated fair value. The current 3-Year Dividend Growth Rate is 2.80%, which is 81% below median its 10-year median of 14.90 and 72.3% below the Banks industry median of 10.10. Banca Ifis' overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Banca Ifis (MIL:IF), the current 3-Year Dividend Growth Rate is 2.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Ifis (MIL:IF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued.
The current stock price of €15.13 is trading 34% below its estimated GF Value™ of €22.93.
GuruFocus considers Banca Ifis to be Significantly Undervalued.
Key valuation signals for MIL:IF:
3-Year Dividend Growth Rate: 2.80% (81% below median its 10-year median of 14.90)
GF Value™: €22.93 vs. price of €15.13 (34% below fair value)
Industry Position: 72.3% below the Banks median (#723 of 958)
No single metric tells the full story. See the MIL:IF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
47GF Score
Get the complete analysis for MIL:IF
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MIL:IF has been successfully added to your 
