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Banca Ifis (MIL:IF) Effective Interest Rate on Debt % : 0.00% (As of Mar. 2025)


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What is Banca Ifis Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Banca Ifis's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was €0.0 Mil. Banca Ifis's average total debt for the quarter that ended in Mar. 2025 was €3,379.9 Mil. Therefore, Banca Ifis's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 0.00%.

Banca Ifis Effective Interest Rate on Debt % Historical Data

The historical data trend for Banca Ifis's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Banca Ifis Effective Interest Rate on Debt % Chart

Banca Ifis Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.84 4.74 4.27 10.56 11.67

Banca Ifis Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 51.19 -

Competitive Comparison of Banca Ifis's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Banca Ifis's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Ifis's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Banca Ifis's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Banca Ifis's Effective Interest Rate on Debt % falls into.


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Banca Ifis Effective Interest Rate on Debt % Calculation

Banca Ifis's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -433.349/( (3755.835+3668.689)/ 2 )
=-1  *  -433.349/3712.262
=11.67 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3755.835 + 0
=3755.835

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3668.689 + 0
=3668.689

Banca Ifis's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  0/( (3668.689+3091.018)/ 2 )
=-1  *  0/3379.8535
=0.00 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3668.689 + 0
=3668.689

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3091.018 + 0
=3091.018

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Banca Ifis  (MIL:IF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Banca Ifis Effective Interest Rate on Debt % Related Terms

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Banca Ifis Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Banca Ifis (MIL:IF) » Definitions » Effective Interest Rate on Debt %
Comparable Companies
MIL:BDB MIL:DOV MIL:ILTY MIL:BST MIL:PRO MIL:CE MIL:BPSO MIL:BGN NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK SAU:1120 MIL:ISP XPAR:BNP SGX:D05 MIL:UCG NSE:SBIN HKSE:01658 ISX:BBCA PNC
Traded in Other Exchanges
0NBX:UK 0I6:Germany
Address
Via Terraglio, 63, Mestre, Venice, ITA, 30174
Website
https://www.bancaifis.it
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.