Banca IfisMIL:IF -36.87%57 PEG Ratio is 1.76 as of Jun. 28, 2026, which is 151% above its 10-year median of 0.70. GuruFocus rates MIL:IF with a GF Score™ of 57/100 and a GF Value™ of €23.45 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,229 Banks companies, Banca Ifis ranks worse than 71.85% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Banca Ifis's PE Ratio without NRI is 6.86. Banca Ifis's 5-Year Book Value growth rate is 3.90%. Therefore, Banca Ifis's PEG Ratio for today is 1.76.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Banca Ifis's PEG Ratio or its related term are showing as below:
MIL:IF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.7 Max: 2.71
Current: 1.76
During the past 13 years, Banca Ifis's highest PEG Ratio was 2.71. The lowest was 0.07. And the median was 0.70.
MIL:IF's PEG Ratio is ranked worse than 71.85% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs MIL:IF: 1.76
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Banca Ifis (MIL:IF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Banca Ifis PEG Ratio Related Terms
Banca Ifis PEG Ratio Historical Data
* Premium members only.
The historical data trend for Banca Ifis's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Ifis's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Ifis PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banca Ifis's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Banca Ifis's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Banca Ifis (MIL:IF) has a PEG Ratio of 1.76 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banca Ifis and its competitors. This is 151% above median its historical median of 0.70. Over the past decade, Banca Ifis' PEG Ratio has ranged from 0.07 to 2.71. According to the industry distribution chart, Banca Ifis ranks #883 out of 1229 companies in the Banks industry, placing it in the top 71.8%.
Is Banca Ifis' PEG Ratio too high?
Banca Ifis' current PEG Ratio of 1.76 is 151% above median its 10-year median of 0.70. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 2.71. The Banks industry median PEG Ratio is 1.52. Banca Ifis' value of 1.76 is 15.8% above this industry median. Based on the distribution chart, Banca Ifis ranks #883 out of 1229 companies in the Banks industry, which is below the industry midpoint. Overall, Banca Ifis has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Ifis' PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banca Ifis ranks #883 out of 1229 companies for PEG Ratio. This places Banca Ifis in the lower half of its industry. The industry median PEG Ratio is 1.52. Banca Ifis' value of 1.76 is 15.8% above this benchmark. Historically, Banca Ifis' own PEG Ratio has ranged from 0.07 to 2.71 over the past decade. While the company's 10-year median is 0.70 vs. the industry median of 1.52, Banca Ifis has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Ifis's current PEG Ratio of 1.76 is 15.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banca Ifis and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Ifis's current PEG Ratio is 1.76, which is 151% above median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Ifis stock overvalued right now?
Based on GuruFocus' analysis, Banca Ifis (MIL:IF) is currently considered Significantly Undervalued. The stock's GF Value™ is €23.45, compared to a current price of €13.46 — trading 42.6% below its estimated fair value. The current PEG Ratio is 1.76, which is 151% above median its 10-year median of 0.70 and 15.8% above the Banks industry median of 1.52. Banca Ifis' overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Banca Ifis (MIL:IF), the current PEG Ratio is 1.76 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Ifis (MIL:IF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued.
The current stock price of €13.46 is trading 42.6% below its estimated GF Value™ of €23.45.
GuruFocus considers Banca Ifis to be Significantly Undervalued.
Key valuation signals for MIL:IF:
PEG Ratio: 1.76 (151% above median its 10-year median of 0.70)
GF Value™: €23.45 vs. price of €13.46 (42.6% below fair value)
Industry Position: 15.8% above the Banks median (#883 of 1229)
No single metric tells the full story. See the MIL:IF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
57GF Score
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