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Banca IfisMIL:IF -2.37%62 3-1 Month Momentum % is -3.93% as of Jul. 23, 2026. GuruFocus rates MIL:IF with a GF Score™ of 62/100 and a GF Value™ of €23.11 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,569 Banks companies, Banca Ifis ranks worse than 75.33% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-23), Banca Ifis's 3-1 Month Momentum % is -3.93%.
The industry rank for Banca Ifis's 3-1 Month Momentum % or its related term are showing as below:
MIL:IF's 3-1 Month Momentum % is ranked worse than 75.33% of 1569
companies
in the Banks industry
Industry Median: 2.03
vs MIL:IF: -3.93
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Banca Ifis 3-1 Month Momentum % Related Terms
MIL:IF vs PNC, USB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Banca Ifis's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Ifis 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Ifis's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Banca Ifis's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Ifis (MIL:IF) has a 3-1 Month Momentum % of -3.93% as of Jul. 23, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Banca Ifis and its competitors. According to the industry distribution chart, Banca Ifis ranks #1182 out of 1569 companies in the Banks industry, placing it in the top 75.3%.
Is Banca Ifis' 3-1 Month Momentum % too high?
Banca Ifis' current 3-1 Month Momentum % is -3.93%. Based on the distribution chart, Banca Ifis ranks #1182 out of 1569 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Ifis has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Ifis' 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Banca Ifis ranks #1182 out of 1569 companies for 3-1 Month Momentum %. This places Banca Ifis in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Banca Ifis and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Ifis's current 3-1 Month Momentum % is -3.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Ifis stock overvalued right now?
Based on GuruFocus' analysis, Banca Ifis (MIL:IF) is currently considered Significantly Undervalued. The stock's GF Value™ is €23.11, compared to a current price of €14.84 — trading 35.8% below its estimated fair value. The current 3-1 Month Momentum % is -3.93%. Banca Ifis' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Banca Ifis (MIL:IF), the current 3-1 Month Momentum % is -3.93% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Ifis (MIL:IF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued.
The current stock price of €14.84 is trading 35.8% below its estimated GF Value™ of €23.11.
GuruFocus considers Banca Ifis to be Significantly Undervalued.
Key valuation signals for MIL:IF:
3-1 Month Momentum %: -3.93%
GF Value™: €23.11 vs. price of €14.84 (35.8% below fair value)
No single metric tells the full story. See the MIL:IF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
62GF Score
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