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SantamNAM:SNM 94 1-Year Share Buyback Ratio is -0.10 as of Dec. 2025. GuruFocus rates NAM:SNM with a GF Score™ of 94/100 and a GF Value™ of R474.01 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 263 Insurance companies, Santam ranks worse than 54.75% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Santam's current 1-Year Share Buyback Ratio was -0.10%.
NAM:SNM's 1-Year Share Buyback Ratio is ranked worse than 54.75% of 263
companies
in the Insurance industry
Industry Median: 0.2
vs NAM:SNM: -0.10
Santam (NAM:SNM) 1-Year Share Buyback Ratio Explanation
A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Santam 1-Year Share Buyback Ratio Related Terms
NAM:SNM vs FNF, RYAN, FAF: 1-Year Share Buyback Ratio Comparison
For the Insurance - Specialty subindustry, Santam's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Santam 1-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Santam's 1-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Santam's 1-Year Share Buyback Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 1-Year Share Buyback Ratio of -0.10 mean?
Santam (NAM:SNM) has a 1-Year Share Buyback Ratio of -0.10 as of Dec. 2025. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Santam and its competitors. According to the industry distribution chart, Santam ranks #144 out of 263 companies in the Insurance industry, placing it in the top 54.8%.
Is Santam's 1-Year Share Buyback Ratio too high?
Santam's current 1-Year Share Buyback Ratio is -0.10. Based on the distribution chart, Santam ranks #144 out of 263 companies in the Insurance industry, which is below the industry midpoint. Overall, Santam has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Santam's 1-Year Share Buyback Ratio compare to FNF and RYAN?
According to the Insurance industry distribution chart, Santam ranks #144 out of 263 companies for 1-Year Share Buyback Ratio. This places Santam in the lower half of its industry. The industry median 1-Year Share Buyback Ratio is 0.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for an Insurance company?
The median 1-Year Share Buyback Ratio among Insurance companies is 0.20, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year Share Buyback Ratio significantly above this median, while those in the bottom quartile fall well below. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Santam and its competitors. For the Insurance industry, the median 1-Year Share Buyback Ratio is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Santam's current 1-Year Share Buyback Ratio is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Santam stock overvalued right now?
Based on GuruFocus' analysis, Santam (NAM:SNM) is currently considered Modestly Undervalued. The stock's GF Value™ is R474.01, compared to a current price of R414.99 — trading 12.5% below its estimated fair value. The current 1-Year Share Buyback Ratio is -0.10. Santam's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Santam (NAM:SNM), the current 1-Year Share Buyback Ratio is -0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Santam (NAM:SNM) Overvalued in 2026?
Based on GuruFocus' analysis, Santam stock appears to be undervalued.
The current stock price of R414.99 is trading 12.5% below its estimated GF Value™ of R474.01.
GuruFocus considers Santam to be Modestly Undervalued.
Key valuation signals for NAM:SNM:
1-Year Share Buyback Ratio: -0.10
GF Value™: R474.01 vs. price of R414.99 (12.5% below fair value)
No single metric tells the full story. See the NAM:SNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Santam Ltd is a South African general insurance group. The company offers a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses, and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial well-being, and clients' insured losses are paid out of invested premiums.
94GF Score
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1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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