Capfin India (BOM:539198) E10: ₹-0.23 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539198 Capfin India Ltd BOM:539198
72 GF Score
Price ₹140.05
GF Value ₹151.23
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Capfin India E10?

Capfin India BOM:539198 72 E10 is ₹-0.23 as of Jun. 2026. GuruFocus rates BOM:539198 with a GF Score™ of 72/100 and a GF Value™ of ₹151.23 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Capfin India's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹-0.700. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-0.23 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-12), Capfin India's current stock price is ₹140.05. Capfin India's E10 for the quarter that ended in Jun. 2026 was ₹-0.23. Capfin India's Shiller PE Ratio of today is .


Capfin India  (BOM:539198) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Capfin India E10 Related Terms


Capfin India E10 Historical Data

* Premium members only.

The historical data trend for Capfin India's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capfin India E10 Chart

Capfin India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 -0.28 -0.17

Capfin India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.28 -0.14 -0.19 -0.17 -0.23

BOM:539198 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Capfin India's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capfin India Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capfin India's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Capfin India's Shiller PE Ratio falls into.


BOM:539198
72GF Score
Capfin India Ltd BOM:539198
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capfin India E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Capfin India's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.7/166.1454*166.1454
=-0.700

Current CPI (Jun. 2026) = 166.1454.

Capfin India Quarterly Data

per share eps CPI Adj_EPS
201609 0.260 105.961 0.408
201612 0.040 105.196 0.063
201703 -0.070 105.196 -0.111
201706 -0.060 107.109 -0.093
201709 0.050 109.021 0.076
201712 0.050 109.404 0.076
201803 0.060 109.786 0.091
201806 -0.040 111.317 -0.060
201809 0.060 115.142 0.087
201812 0.060 115.142 0.087
201903 -0.070 118.202 -0.098
201906 -0.060 120.880 -0.082
201909 0.050 123.175 0.067
201912 0.070 126.235 0.092
202003 0.020 124.705 0.027
202006 0.080 127.000 0.105
202009 -0.060 130.118 -0.077
202012 0.050 130.889 0.063
202103 0.070 131.771 0.088
202106 -0.060 134.084 -0.074
202109 0.150 135.847 0.183
202112 0.090 138.161 0.108
202203 -0.080 138.822 -0.096
202206 -0.100 142.347 -0.117
202209 0.130 144.661 0.149
202212 0.020 145.763 0.023
202303 0.560 146.865 0.634
202306 0.110 150.280 0.122
202309 0.040 151.492 0.044
202312 -0.420 152.924 -0.456
202403 -1.390 153.035 -1.509
202406 0.020 155.789 0.021
202409 1.460 157.882 1.536
202412 0.250 158.323 0.262
202503 -1.110 157.552 -1.171
202506 -0.840 159.755 -0.874
202509 -0.120 162.289 -0.123
202512 -0.160 163.281 -0.163
202603 -0.910 164.272 -0.920
202606 -0.700 166.145 -0.700

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹-0.23 mean?
Capfin India (BOM:539198) has a E10 of ₹-0.23 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Capfin India and its competitors.
Is Capfin India's E10 too high?
Capfin India's current E10 is ₹-0.23. Overall, Capfin India has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capfin India's E10 compare to V and MA?
Capfin India's E10 of ₹-0.23 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Capfin India and its competitors. Capfin India's current E10 is ₹-0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capfin India stock overvalued right now?
Based on GuruFocus' analysis, Capfin India (BOM:539198) is currently considered Fairly Valued. The stock's GF Value™ is ₹151.23, compared to a current price of ₹140.05 — trading 7.4% below its estimated fair value. The current E10 is ₹-0.23. Capfin India's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Capfin India (BOM:539198), the current E10 is ₹-0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capfin India (BOM:539198) Overvalued in 2026?

Based on GuruFocus' analysis, Capfin India stock appears to be undervalued. The current stock price of ₹140.05 is trading 7.4% below its estimated GF Value™ of ₹151.23. GuruFocus considers Capfin India to be Fairly Valued.

Key valuation signals for BOM:539198:

  • E10: ₹-0.23
  • GF Value™: ₹151.23 vs. price of ₹140.05 (7.4% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the BOM:539198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capfin India Business Description

Address Range Hills Road, Shivajinagar, 6th Floor, VB Capitol Building, Opp. Hotel Symphony, Bhoslenagar, Aundh, Haveli, Pune, MH, IND, 411007
Capfin India Ltd is a non-banking financial company. It deals in the investment business, shares, stocks, and securities. It also deals in underwriting, share stock, debentures, debenture stock, bonds, mortgages, obligations, and securities. It also acts as a service agent and offers after-sales services, including technical consultancy. Capfin generates revenue from the sale of shares and interest income from loan advances. The Company operates in a single segment that provides loans to corporates and non-corporates.
72GF Score

Get the complete analysis for BOM:539198

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹140.05
Price
₹151.23
GF Value