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Capfin IndiaBOM:539198 73 Net Debt Paydown Yield % is 0.10% as of Sep. 04, 2026, which is 50% below its 10-year median of 0.20. GuruFocus rates BOM:539198 with a GF Score™ of 73/100 and a GF Value™ of ₹150.29 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 473 Credit Services companies, Capfin India ranks better than 67.02% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Capfin India's Net Debt Paydown Yield % was 0.10%.
Capfin India (BOM:539198) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Capfin India Net Debt Paydown Yield % Related Terms
Capfin India Net Debt Paydown Yield % Historical Data
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The historical data trend for Capfin India's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539198 vs V, MA, AXP: Net Debt Paydown Yield % Comparison
For the Credit Services subindustry, Capfin India's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capfin India Net Debt Paydown Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capfin India's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Capfin India's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 0.10% mean?
Capfin India (BOM:539198) has a Net Debt Paydown Yield % of 0.10% as of Sep. 04, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Capfin India and its competitors. This is 50% below median its historical median of 0.20. According to the industry distribution chart, Capfin India ranks #156 out of 473 companies in the Credit Services industry, placing it in the top 33%.
Is Capfin India's Net Debt Paydown Yield % too high?
Capfin India's current Net Debt Paydown Yield % of 0.10% is 50% below median its 10-year median of 0.20. Based on the distribution chart, Capfin India ranks #156 out of 473 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capfin India has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capfin India's Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Capfin India ranks #156 out of 473 companies for Net Debt Paydown Yield %. This puts Capfin India in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Capfin India and its competitors. Capfin India's current Net Debt Paydown Yield % is 0.10%, which is 50% below median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capfin India stock overvalued right now?
Based on GuruFocus' analysis, Capfin India (BOM:539198) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹150.29, compared to a current price of ₹126.40 — trading 15.9% below its estimated fair value. The current Net Debt Paydown Yield % is 0.10%, which is 50% below median its 10-year median of 0.20. Capfin India's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Capfin India (BOM:539198), the current Net Debt Paydown Yield % is 0.10% as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capfin India (BOM:539198) Overvalued in 2026?
Based on GuruFocus' analysis, Capfin India stock appears to be undervalued.
The current stock price of ₹126.40 is trading 15.9% below its estimated GF Value™ of ₹150.29.
GuruFocus considers Capfin India to be Modestly Undervalued.
Key valuation signals for BOM:539198:
Net Debt Paydown Yield %: 0.10% (50% below median its 10-year median of 0.20)
GF Value™: ₹150.29 vs. price of ₹126.40 (15.9% below fair value)
No single metric tells the full story. See the BOM:539198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capfin India Ltd is a non-banking financial company. It deals in the investment business, shares, stocks, and securities. It also deals in underwriting, share stock, debentures, debenture stock, bonds, mortgages, obligations, and securities. It also acts as a service agent and offers after-sales services, including technical consultancy. Capfin generates revenue from the sale of shares and interest income from loan advances. The Company operates in a single segment that provides loans to corporates and non-corporates.
73GF Score
Get the complete analysis for BOM:539198
Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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