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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Capfin IndiaBOM:539198 72 Median PS Value is ₹6.63 as of Aug. 12, 2026, which is 100% below its 10-year median of 21.76. GuruFocus rates BOM:539198 with a GF Score™ of 72/100 and a GF Value™ of ₹151.23 (Fairly Valued). The stock has 4 warning signs investors should review. Among 289 Credit Services companies, Capfin India ranks worse than 98.96% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Capfin India's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0.933. Capfin India's 10-Year median PS Ratio is 7.1061. Therefore, the Median PS Value for today is ₹6.63.
As of today (2026-08-12), Capfin India's share price is ₹140.05. Capfin India's Median PS Value is ₹6.63. Therefore, Capfin India's Price to Median PS Value for today is 21.12.
The historical rank and industry rank for Capfin India's Median PS Value or its related term are showing as below:
BOM:539198'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 10.31 Med: 21.76 Max: 32.2
Current: 21.12
During the past 12 years, the highest Price to Median PS Value of Capfin India was 32.20. The lowest was 10.31. And the median was 21.76.
BOM:539198's Price-to-Median-PS-Value is ranked worse than 98.96% of 289
companies
in the Credit Services industry
Industry Median: 0.94
vs BOM:539198: 21.12
Capfin India (BOM:539198) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Capfin India's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
140.05
/
6.63
=
21.12
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capfin India Median PS Value Related Terms
Capfin India Median PS Value Historical Data
* Premium members only.
The historical data trend for Capfin India's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539198 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, Capfin India's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capfin India Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capfin India's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Capfin India's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 7.1061.
Capfin India's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.933.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capfin India (BOM:539198) has a Median PS Value of ₹6.63 as of Aug. 12, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Capfin India and its competitors. This is 70% below median its historical median of 21.76. Over the past decade, Capfin India's Median PS Value has ranged from 10.31 to 32.20. According to the industry distribution chart, Capfin India ranks #286 out of 289 companies in the Credit Services industry, placing it in the top 99%.
Is Capfin India's Median PS Value too high?
Capfin India's current Median PS Value of ₹6.63 is 70% below median its 10-year median of 21.76. Over the past 10 years, this metric has ranged from a low of 10.31 to a high of 32.20. Based on the distribution chart, Capfin India ranks #286 out of 289 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Capfin India has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capfin India's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Capfin India ranks #286 out of 289 companies for Median PS Value. This places Capfin India in the lower half of its industry. The industry median Median PS Value is 0.94. Historically, Capfin India's own Median PS Value has ranged from 10.31 to 32.20 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.94, based on 289 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Capfin India and its competitors. For the Credit Services industry, the median Median PS Value is 0.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capfin India's current Median PS Value is ₹6.63, which is 70% below median its own 10-year median of 21.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capfin India stock overvalued right now?
Based on GuruFocus' analysis, Capfin India (BOM:539198) is currently considered Fairly Valued. The stock's GF Value™ is ₹151.23, compared to a current price of ₹140.05 — trading 7.4% below its estimated fair value. The current Median PS Value is ₹6.63, which is 70% below median its 10-year median of 21.76. Capfin India's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Capfin India (BOM:539198), the current Median PS Value is ₹6.63 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capfin India (BOM:539198) Overvalued in 2026?
Based on GuruFocus' analysis, Capfin India stock appears to be undervalued.
The current stock price of ₹140.05 is trading 7.4% below its estimated GF Value™ of ₹151.23.
GuruFocus considers Capfin India to be Fairly Valued.
Key valuation signals for BOM:539198:
Median PS Value: ₹6.63 (70% below median its 10-year median of 21.76)
GF Value™: ₹151.23 vs. price of ₹140.05 (7.4% below fair value)
No single metric tells the full story. See the BOM:539198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capfin India Ltd is a non-banking financial company. It deals in the investment business, shares, stocks, and securities. It also deals in underwriting, share stock, debentures, debenture stock, bonds, mortgages, obligations, and securities. It also acts as a service agent and offers after-sales services, including technical consultancy. Capfin generates revenue from the sale of shares and interest income from loan advances. The Company operates in a single segment that provides loans to corporates and non-corporates.
72GF Score
Get the complete analysis for BOM:539198
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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