Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) E10: E£10.31 (As of Mar. 2026)


CAI:ADIB Abu Dhabi Islamic Bank - Egypt CAI:ADIB
48 GF Score
Price E£44.65
GF Value E£28.69
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Abu Dhabi Islamic Bank - Egypt E10?

Abu Dhabi Islamic Bank - Egypt CAI:ADIB -1.87% 48 E10 is E£10.31 as of Mar. 2026. GuruFocus rates CAI:ADIB with a GF Score™ of 48/100 and a GF Value™ of E£28.69 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Abu Dhabi Islamic Bank - Egypt's adjusted earnings per share data for the three months ended in Mar. 2026 was E£2.640. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is E£10.31 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Abu Dhabi Islamic Bank - Egypt's average E10 Growth Rate was 13.40% per year. During the past 3 years, the average E10 Growth Rate was 12.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Abu Dhabi Islamic Bank - Egypt was 12.70% per year. The lowest was 10.60% per year. And the median was 11.65% per year.

As of today (2026-06-27), Abu Dhabi Islamic Bank - Egypt's current stock price is E£44.65. Abu Dhabi Islamic Bank - Egypt's E10 for the quarter that ended in Mar. 2026 was E£10.31. Abu Dhabi Islamic Bank - Egypt's Shiller PE Ratio of today is 4.33.

During the past 13 years, the highest Shiller PE Ratio of Abu Dhabi Islamic Bank - Egypt was 4.72. The lowest was 0.60. And the median was 1.86.


Abu Dhabi Islamic Bank - Egypt  (CAI:ADIB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Abu Dhabi Islamic Bank - Egypt's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=44.65/10.31
=4.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Abu Dhabi Islamic Bank - Egypt was 4.72. The lowest was 0.60. And the median was 1.86.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Abu Dhabi Islamic Bank - Egypt E10 Related Terms


Abu Dhabi Islamic Bank - Egypt E10 Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Islamic Bank - Egypt's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank - Egypt E10 Chart

Abu Dhabi Islamic Bank - Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.36 6.90 7.47 8.61 9.89

Abu Dhabi Islamic Bank - Egypt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.09 9.44 9.70 9.89 10.31

Abu Dhabi Islamic Bank - Egypt E10 Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Islamic Bank - Egypt's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Islamic Bank - Egypt Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank - Egypt's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Islamic Bank - Egypt's Shiller PE Ratio falls into.


CAI:ADIB
48GF Score
Abu Dhabi Islamic Bank - Egypt CAI:ADIB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi Islamic Bank - Egypt E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Abu Dhabi Islamic Bank - Egypt's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.64/330.2130*330.2130
=2.640

Current CPI (Mar. 2026) = 330.2130.

Abu Dhabi Islamic Bank - Egypt Quarterly Data

per share eps CPI Adj_EPS
201606 0.123 241.018 0.169
201609 0.147 241.428 0.201
201612 0.210 241.432 0.287
201703 0.130 243.801 0.176
201706 0.434 244.955 0.585
201709 0.266 246.819 0.356
201712 0.217 246.524 0.291
201803 0.263 249.554 0.348
201806 0.368 251.989 0.482
201809 0.422 252.439 0.552
201812 0.361 251.233 0.474
201903 0.467 254.202 0.607
201906 0.462 256.143 0.596
201909 0.510 256.759 0.656
201912 0.430 256.974 0.553
202003 0.377 258.115 0.482
202006 0.467 257.797 0.598
202009 0.103 260.280 0.131
202012 0.577 260.474 0.731
202103 0.526 264.877 0.656
202106 0.515 271.696 0.626
202109 51.164 274.310 61.591
202112 0.635 278.802 0.752
202203 0.679 287.504 0.780
202206 0.875 296.311 0.975
202209 0.911 296.808 1.014
202212 0.550 296.797 0.612
202303 0.773 301.836 0.846
202306 0.835 305.109 0.904
202309 1.028 307.789 1.103
202312 0.812 306.746 0.874
202403 1.615 312.332 1.707
202406 3.501 314.175 3.680
202409 3.074 315.301 3.219
202412 1.602 315.605 1.676
202503 3.753 319.799 3.875
202506 2.865 322.561 2.933
202509 2.012 324.800 2.046
202512 2.290 324.054 2.334
202603 2.640 330.213 2.640

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of E£10.31 mean?
Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) has a E10 of E£10.31 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors.
Is Abu Dhabi Islamic Bank - Egypt's E10 too high?
Abu Dhabi Islamic Bank - Egypt's current E10 is E£10.31. Overall, Abu Dhabi Islamic Bank - Egypt has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank - Egypt's E10 compare to competitors?
Abu Dhabi Islamic Bank - Egypt's E10 of E£10.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. Abu Dhabi Islamic Bank - Egypt's current E10 is E£10.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank - Egypt stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) is currently considered Significantly Overvalued. The stock's GF Value™ is E£28.69, compared to a current price of E£44.65 — trading 55.6% above its estimated fair value. The current E10 is E£10.31. Abu Dhabi Islamic Bank - Egypt's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Abu Dhabi Islamic Bank - Egypt (CAI:ADIB), the current E10 is E£10.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt stock appears to be overvalued. The current stock price of E£44.65 is trading 55.6% above its estimated GF Value™ of E£28.69. GuruFocus considers Abu Dhabi Islamic Bank - Egypt to be Significantly Overvalued.

Key valuation signals for CAI:ADIB:

  • E10: E£10.31
  • GF Value™: E£28.69 vs. price of E£44.65 (55.6% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the CAI:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Islamic Bank - Egypt Business Description

Address 9 Rustom Street, Garden City, Cairo, EGY, 11511
Abu Dhabi Islamic Bank - Egypt is engaged in the provision of banking services. The bank operates in the following segments :Large, medium and small enterprises, Investment, Retail, and other activities. It provides personal banking solutions comprising of current, SMART, tiered monthly saving account, wealth management services, bancassurance, and various credit and debit card facilities. Additionally, the bank renders corporate finance, and treasury services comprising of foreign exchange, sharia-compliant products, and market analysis. Further, it also grants Islamic options for the letter of guarantee and letter of credit.
48GF Score

Get the complete analysis for CAI:ADIB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£44.65
Price
E£28.69
GF Value