Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Cyclically Adjusted FCF per Share: E£14.88 (As of Mar. 2026)

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CAI:ADIB Abu Dhabi Islamic Bank - Egypt CAI:ADIB
64 GF Score
Price E£46.51
GF Value E£28.98
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted FCF per Share?

Abu Dhabi Islamic Bank - Egypt CAI:ADIB +0.02% 64 Cyclically Adjusted FCF per Share is E£14.88 as of Mar. 2026. GuruFocus rates CAI:ADIB with a GF Score™ of 64/100 and a GF Value™ of E£28.98 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Abu Dhabi Islamic Bank - Egypt's adjusted free cash flow per share for the three months ended in Mar. 2026 was E£17.908. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is E£14.88 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Abu Dhabi Islamic Bank - Egypt's average Cyclically Adjusted FCF Growth Rate was 14.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 22.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Abu Dhabi Islamic Bank - Egypt was 26.20% per year. The lowest was 22.70% per year. And the median was 24.45% per year.

As of today (2026-07-15), Abu Dhabi Islamic Bank - Egypt's current stock price is E£46.51. Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was E£14.88. Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted Price-to-FCF of today is 3.13.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Abu Dhabi Islamic Bank - Egypt was 3.27. The lowest was 0.59. And the median was 1.39.


Abu Dhabi Islamic Bank - Egypt  (CAI:ADIB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=46.51/14.88
=3.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Abu Dhabi Islamic Bank - Egypt was 3.27. The lowest was 0.59. And the median was 1.39.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted FCF per Share Related Terms


Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted FCF per Share Chart

Abu Dhabi Islamic Bank - Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.03 7.13 9.21 12.11 13.16

Abu Dhabi Islamic Bank - Egypt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.97 12.80 12.90 13.16 14.88

Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted Price-to-FCF falls into.


CAI:ADIB
64GF Score
Abu Dhabi Islamic Bank - Egypt CAI:ADIB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Abu Dhabi Islamic Bank - Egypt's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=17.908/330.2130*330.2130
=17.908

Current CPI (Mar. 2026) = 330.2130.

Abu Dhabi Islamic Bank - Egypt Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.522 241.018 -0.715
201609 -0.093 241.428 -0.127
201612 -0.207 241.432 -0.283
201703 1.346 243.801 1.823
201706 -0.175 244.955 -0.236
201709 2.197 246.819 2.939
201712 5.381 246.524 7.208
201803 -1.343 249.554 -1.777
201806 9.464 251.989 12.402
201809 -10.975 252.439 -14.356
201812 5.242 251.233 6.890
201903 -1.854 254.202 -2.408
201906 3.147 256.143 4.057
201909 -1.970 256.759 -2.534
201912 6.674 256.974 8.576
202003 -4.390 258.115 -5.616
202006 0.033 257.797 0.042
202009 2.200 260.280 2.791
202012 4.013 260.474 5.087
202103 4.854 264.877 6.051
202106 -4.682 271.696 -5.690
202109 11.396 274.310 13.718
202112 6.270 278.802 7.426
202203 -4.104 287.504 -4.714
202206 10.004 296.311 11.149
202209 6.254 296.808 6.958
202212 0.819 296.797 0.911
202303 -9.303 301.836 -10.178
202306 20.597 305.109 22.292
202309 4.762 307.789 5.109
202312 9.744 306.746 10.489
202403 5.784 312.332 6.115
202406 5.521 314.175 5.803
202409 14.783 315.301 15.482
202412 1.898 315.605 1.986
202503 8.656 319.799 8.938
202506 -2.034 322.561 -2.082
202509 1.831 324.800 1.862
202512 5.447 324.054 5.551
202603 17.908 330.213 17.908

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of E£14.88 mean?
Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) has a Cyclically Adjusted FCF per Share of E£14.88 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors.
Is Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted FCF per Share too high?
Abu Dhabi Islamic Bank - Egypt's current Cyclically Adjusted FCF per Share is E£14.88. Overall, Abu Dhabi Islamic Bank - Egypt has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted FCF per Share compare to competitors?
Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted FCF per Share of E£14.88 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. Abu Dhabi Islamic Bank - Egypt's current Cyclically Adjusted FCF per Share is E£14.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank - Egypt stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) is currently considered Significantly Overvalued. The stock's GF Value™ is E£28.98, compared to a current price of E£46.51 — trading 60.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is E£14.88. Abu Dhabi Islamic Bank - Egypt's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Abu Dhabi Islamic Bank - Egypt (CAI:ADIB), the current Cyclically Adjusted FCF per Share is E£14.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt stock appears to be overvalued. The current stock price of E£46.51 is trading 60.5% above its estimated GF Value™ of E£28.98. GuruFocus considers Abu Dhabi Islamic Bank - Egypt to be Significantly Overvalued.

Key valuation signals for CAI:ADIB:

  • Cyclically Adjusted FCF per Share: E£14.88
  • GF Value™: E£28.98 vs. price of E£46.51 (60.5% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the CAI:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Islamic Bank - Egypt Business Description

Address 9 Rustom Street, Garden City, Cairo, EGY, 11511
Abu Dhabi Islamic Bank - Egypt is engaged in the provision of banking services. The bank operates in the following segments :Large, medium and small enterprises, Investment, Retail, and other activities. It provides personal banking solutions comprising of current, SMART, tiered monthly saving account, wealth management services, bancassurance, and various credit and debit card facilities. Additionally, the bank renders corporate finance, and treasury services comprising of foreign exchange, sharia-compliant products, and market analysis. Further, it also grants Islamic options for the letter of guarantee and letter of credit.
64GF Score

Get the complete analysis for CAI:ADIB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£46.51
Price
E£28.98
GF Value