Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Net Margin %: 53.10% (As of Mar. 2026) — 56% Above Median


CAI:ADIB Abu Dhabi Islamic Bank - Egypt CAI:ADIB
48 GF Score
Price E£45.50
GF Value E£28.68
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Abu Dhabi Islamic Bank - Egypt Net Margin %?

Abu Dhabi Islamic Bank - Egypt CAI:ADIB -0.44% 48 Net Margin % is 53.10% as of Mar. 2026, which is 56% above its 10-year median of 33.93. GuruFocus rates CAI:ADIB with a GF Score™ of 48/100 and a GF Value™ of E£28.68 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Abu Dhabi Islamic Bank - Egypt ranks better than 95.81% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Abu Dhabi Islamic Bank - Egypt's Net Income for the three months ended in Mar. 2026 was E£3,655 Mil. Abu Dhabi Islamic Bank - Egypt's Revenue for the three months ended in Mar. 2026 was E£6,883 Mil. Therefore, Abu Dhabi Islamic Bank - Egypt's net margin for the quarter that ended in Mar. 2026 was 53.10%.

The historical rank and industry rank for Abu Dhabi Islamic Bank - Egypt's Net Margin % or its related term are showing as below:

CAI:ADIB' s Net Margin % Range Over the Past 10 Years
Min: 11.39   Med: 33.93   Max: 54.2
Current: 53.54


CAI:ADIB's Net Margin % is ranked better than
95.81% of 1526 companies
in the Banks industry
Industry Median: 26.97 vs CAI:ADIB: 53.54

Abu Dhabi Islamic Bank - Egypt  (CAI:ADIB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Abu Dhabi Islamic Bank - Egypt Net Margin % Related Terms


Abu Dhabi Islamic Bank - Egypt Net Margin % Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Islamic Bank - Egypt's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank - Egypt Net Margin % Chart

Abu Dhabi Islamic Bank - Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.68 33.21 43.79 50.17 54.20

Abu Dhabi Islamic Bank - Egypt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.82 55.22 53.93 52.06 53.10

Abu Dhabi Islamic Bank - Egypt Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Islamic Bank - Egypt's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Islamic Bank - Egypt Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank - Egypt's Net Margin % distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Islamic Bank - Egypt's Net Margin % falls into.


CAI:ADIB
48GF Score
Abu Dhabi Islamic Bank - Egypt CAI:ADIB
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi Islamic Bank - Egypt Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Abu Dhabi Islamic Bank - Egypt's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=12588.572/23224.266
=54.20 %

Abu Dhabi Islamic Bank - Egypt's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3654.968/6883.01
=53.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 53.10% mean?
Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) has a Net Margin % of 53.10% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. This is 56% above median its historical median of 33.93. Over the past decade, Abu Dhabi Islamic Bank - Egypt's Net Margin % has ranged from 11.39 to 54.20. According to the industry distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #64 out of 1526 companies in the Banks industry, placing it in the top 4.2%.
Is Abu Dhabi Islamic Bank - Egypt's Net Margin % too high?
Abu Dhabi Islamic Bank - Egypt's current Net Margin % of 53.10% is 56% above median its 10-year median of 33.93. Over the past 10 years, this metric has ranged from a low of 11.39 to a high of 54.20. The Banks industry median Net Margin % is 26.97. Abu Dhabi Islamic Bank - Egypt's value of 53.10% is 96.9% above this industry median. Based on the distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #64 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi Islamic Bank - Egypt has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank - Egypt's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #64 out of 1526 companies for Net Margin %. This places Abu Dhabi Islamic Bank - Egypt in the top 4% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Abu Dhabi Islamic Bank - Egypt's value of 53.10% is 96.9% above this benchmark. Historically, Abu Dhabi Islamic Bank - Egypt's own Net Margin % has ranged from 11.39 to 54.20 over the past decade. While the company's 10-year median is 33.93 vs. the industry median of 26.97, Abu Dhabi Islamic Bank - Egypt has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Islamic Bank - Egypt's current Net Margin % of 53.10% is 96.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank - Egypt's current Net Margin % is 53.10%, which is 56% above median its own 10-year median of 33.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank - Egypt stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) is currently considered Significantly Overvalued. The stock's GF Value™ is E£28.68, compared to a current price of E£45.50 — trading 58.6% above its estimated fair value. The current Net Margin % is 53.10%, which is 56% above median its 10-year median of 33.93 and 96.9% above the Banks industry median of 26.97. Abu Dhabi Islamic Bank - Egypt's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Abu Dhabi Islamic Bank - Egypt (CAI:ADIB), the current Net Margin % is 53.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt stock appears to be overvalued. The current stock price of E£45.50 is trading 58.6% above its estimated GF Value™ of E£28.68. GuruFocus considers Abu Dhabi Islamic Bank - Egypt to be Significantly Overvalued.

Key valuation signals for CAI:ADIB:

  • Net Margin %: 53.10% (56% above median its 10-year median of 33.93)
  • GF Value™: E£28.68 vs. price of E£45.50 (58.6% above fair value)
  • GF Score™: 48/100 with 5 warning signs
  • Industry Position: 96.9% above the Banks median (#64 of 1526)

No single metric tells the full story. See the CAI:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Islamic Bank - Egypt Business Description

Address 9 Rustom Street, Garden City, Cairo, EGY, 11511
Abu Dhabi Islamic Bank - Egypt is engaged in the provision of banking services. The bank operates in the following segments :Large, medium and small enterprises, Investment, Retail, and other activities. It provides personal banking solutions comprising of current, SMART, tiered monthly saving account, wealth management services, bancassurance, and various credit and debit card facilities. Additionally, the bank renders corporate finance, and treasury services comprising of foreign exchange, sharia-compliant products, and market analysis. Further, it also grants Islamic options for the letter of guarantee and letter of credit.
48GF Score

Get the complete analysis for CAI:ADIB

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£45.50
Price
E£28.68
GF Value