Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Cyclically Adjusted PS Ratio: 4.45 (As of Jul. 20, 2026) — 110% Above Median

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CAI:ADIB Abu Dhabi Islamic Bank - Egypt CAI:ADIB
60 GF Score
Price E£46.05
GF Value E£29.02
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted PS Ratio?

Abu Dhabi Islamic Bank - Egypt CAI:ADIB -1.81% 60 Cyclically Adjusted PS Ratio is 4.45 as of Jul. 20, 2026, which is 110% above its 10-year median of 2.12. GuruFocus rates CAI:ADIB with a GF Score™ of 60/100 and a GF Value™ of E£29.02 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Abu Dhabi Islamic Bank - Egypt ranks worse than 72.71% on this metric.

As of today (2026-07-20), Abu Dhabi Islamic Bank - Egypt's current share price is E£46.05. Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was E£10.34. Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio for today is 4.45.

The historical rank and industry rank for Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio or its related term are showing as below:

CAI:ADIB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.83   Med: 2.12   Max: 4.71
Current: 4.53

During the past years, Abu Dhabi Islamic Bank - Egypt's highest Cyclically Adjusted PS Ratio was 4.71. The lowest was 0.83. And the median was 2.12.

CAI:ADIB's Cyclically Adjusted PS Ratio is ranked worse than
72.71% of 1301 companies
in the Banks industry
Industry Median: 3.38 vs CAI:ADIB: 4.53

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Abu Dhabi Islamic Bank - Egypt's adjusted revenue per share data for the three months ended in Mar. 2026 was E£4.972. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is E£10.34 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Abu Dhabi Islamic Bank - Egypt  (CAI:ADIB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted PS Ratio Related Terms


Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted PS Ratio Chart

Abu Dhabi Islamic Bank - Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 1.25 2.33 2.16 3.08

Abu Dhabi Islamic Bank - Egypt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.26 2.26 2.01 3.08 3.68

Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio falls into.


CAI:ADIB
60GF Score
Abu Dhabi Islamic Bank - Egypt CAI:ADIB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi Islamic Bank - Egypt Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=46.05/10.34
=4.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Abu Dhabi Islamic Bank - Egypt's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.972/330.2130*330.2130
=4.972

Current CPI (Mar. 2026) = 330.2130.

Abu Dhabi Islamic Bank - Egypt Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.772 241.018 1.058
201609 0.861 241.428 1.178
201612 3.283 241.432 4.490
201703 0.915 243.801 1.239
201706 1.039 244.955 1.401
201709 1.054 246.819 1.410
201712 1.226 246.524 1.642
201803 1.213 249.554 1.605
201806 1.239 251.989 1.624
201809 1.358 252.439 1.776
201812 1.434 251.233 1.885
201903 0.000 254.202 0.000
201906 0.000 256.143 0.000
201909 1.573 256.759 2.023
201912 1.472 256.974 1.892
202003 0.000 258.115 0.000
202006 0.000 257.797 0.000
202009 0.000 260.280 0.000
202012 0.000 260.474 0.000
202103 0.000 264.877 0.000
202106 0.000 271.696 0.000
202109 1.785 274.310 2.149
202112 1.903 278.802 2.254
202203 2.472 287.504 2.839
202206 2.283 296.311 2.544
202209 2.571 296.808 2.860
202212 1.708 296.797 1.900
202303 1.786 301.836 1.954
202306 1.858 305.109 2.011
202309 2.063 307.789 2.213
202312 2.160 306.746 2.325
202403 3.121 312.332 3.300
202406 3.164 314.175 3.326
202409 3.373 315.301 3.533
202412 3.528 315.605 3.691
202503 3.943 319.799 4.071
202506 5.189 322.561 5.312
202509 3.730 324.800 3.792
202512 4.399 324.054 4.483
202603 4.972 330.213 4.972

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.45 mean?
Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) has a Cyclically Adjusted PS Ratio of 4.45 as of Jul. 20, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. This is 110% above median its historical median of 2.12. Over the past decade, Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio has ranged from 0.83 to 4.71. According to the industry distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #946 out of 1301 companies in the Banks industry, placing it in the top 72.7%.
Is Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio too high?
Abu Dhabi Islamic Bank - Egypt's current Cyclically Adjusted PS Ratio of 4.45 is 110% above median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 4.71. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. Abu Dhabi Islamic Bank - Egypt's value of 4.45 is 31.7% above this industry median. Based on the distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #946 out of 1301 companies in the Banks industry, which is below the industry midpoint. Overall, Abu Dhabi Islamic Bank - Egypt has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank - Egypt's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #946 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Abu Dhabi Islamic Bank - Egypt in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.38. Abu Dhabi Islamic Bank - Egypt's value of 4.45 is 31.7% above this benchmark. Historically, Abu Dhabi Islamic Bank - Egypt's own Cyclically Adjusted PS Ratio has ranged from 0.83 to 4.71 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 3.38, Abu Dhabi Islamic Bank - Egypt has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Islamic Bank - Egypt's current Cyclically Adjusted PS Ratio of 4.45 is 31.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank - Egypt's current Cyclically Adjusted PS Ratio is 4.45, which is 110% above median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank - Egypt stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) is currently considered Significantly Overvalued. The stock's GF Value™ is E£29.02, compared to a current price of E£46.05 — trading 58.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.45, which is 110% above median its 10-year median of 2.12 and 31.7% above the Banks industry median of 3.38. Abu Dhabi Islamic Bank - Egypt's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Abu Dhabi Islamic Bank - Egypt (CAI:ADIB), the current Cyclically Adjusted PS Ratio is 4.45 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt stock appears to be overvalued. The current stock price of E£46.05 is trading 58.7% above its estimated GF Value™ of E£29.02. GuruFocus considers Abu Dhabi Islamic Bank - Egypt to be Significantly Overvalued.

Key valuation signals for CAI:ADIB:

  • Cyclically Adjusted PS Ratio: 4.45 (110% above median its 10-year median of 2.12)
  • GF Value™: E£29.02 vs. price of E£46.05 (58.7% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 31.7% above the Banks median (#946 of 1301)

No single metric tells the full story. See the CAI:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Islamic Bank - Egypt Business Description

Address 9 Rustom Street, Garden City, Cairo, EGY, 11511
Abu Dhabi Islamic Bank - Egypt is engaged in the provision of banking services. The bank operates in the following segments :Large, medium and small enterprises, Investment, Retail, and other activities. It provides personal banking solutions comprising of current, SMART, tiered monthly saving account, wealth management services, bancassurance, and various credit and debit card facilities. Additionally, the bank renders corporate finance, and treasury services comprising of foreign exchange, sharia-compliant products, and market analysis. Further, it also grants Islamic options for the letter of guarantee and letter of credit.
60GF Score

Get the complete analysis for CAI:ADIB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£46.05
Price
E£29.02
GF Value