The historical rank and industry rank for Abu Dhabi Islamic Bank - Egypt's ROE % or its related term are showing as below:
CAI:ADIB'
s ROE % Range Over the Past 10 Years
Min: 23.39 Med: 32.28 Max: 48.3
Current: 42.41
During the past 13 years, Abu Dhabi Islamic Bank - Egypt's highest ROE % was 48.30%. The lowest was 23.39%. And the median was 32.28%.
CAI:ADIB's ROE % is ranked better than 99.15% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs CAI:ADIB: 42.41
Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Abu Dhabi Islamic Bank - Egypt ROE % Related Terms
Abu Dhabi Islamic Bank - Egypt ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Islamic Bank - Egypt ROE % Competitor Comparison
For the Banks - Regional subindustry, Abu Dhabi Islamic Bank - Egypt's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi Islamic Bank - Egypt ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank - Egypt's ROE % distribution charts can be found below:
* The bar in red indicates where Abu Dhabi Islamic Bank - Egypt's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) has a ROE % of 40.97% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. This is 27% above median its historical median of 32.28. Over the past decade, Abu Dhabi Islamic Bank - Egypt's ROE % has ranged from 23.39 to 48.30. According to the industry distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #13 out of 1524 companies in the Banks industry, placing it in the top 0.90000000000001%.
Is Abu Dhabi Islamic Bank - Egypt's ROE % too high?
Abu Dhabi Islamic Bank - Egypt's current ROE % of 40.97% is 27% above median its 10-year median of 32.28. Over the past 10 years, this metric has ranged from a low of 23.39 to a high of 48.30. The Banks industry median ROE % is 10.22. Abu Dhabi Islamic Bank - Egypt's value of 40.97% is 300.9% above this industry median. Based on the distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #13 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi Islamic Bank - Egypt has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank - Egypt's ROE % compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank - Egypt ranks #13 out of 1524 companies for ROE %. This places Abu Dhabi Islamic Bank - Egypt in the top 1% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Abu Dhabi Islamic Bank - Egypt's value of 40.97% is 300.9% above this benchmark. Historically, Abu Dhabi Islamic Bank - Egypt's own ROE % has ranged from 23.39 to 48.30 over the past decade. While the company's 10-year median is 32.28 vs. the industry median of 10.22, Abu Dhabi Islamic Bank - Egypt has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Islamic Bank - Egypt's current ROE % of 40.97% is 300.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank - Egypt's current ROE % is 40.97%, which is 27% above median its own 10-year median of 32.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank - Egypt stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) is currently considered Significantly Overvalued. The stock's GF Value™ is E£28.69, compared to a current price of E£44.65 — trading 55.6% above its estimated fair value. The current ROE % is 40.97%, which is 27% above median its 10-year median of 32.28 and 300.9% above the Banks industry median of 10.22. Abu Dhabi Islamic Bank - Egypt's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Abu Dhabi Islamic Bank - Egypt (CAI:ADIB), the current ROE % is 40.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt stock appears to be overvalued.
The current stock price of E£44.65 is trading 55.6% above its estimated GF Value™ of E£28.69.
GuruFocus considers Abu Dhabi Islamic Bank - Egypt to be Significantly Overvalued.
Key valuation signals for CAI:ADIB:
ROE %: 40.97% (27% above median its 10-year median of 32.28)
GF Value™: E£28.69 vs. price of E£44.65 (55.6% above fair value)
Industry Position: 300.9% above the Banks median (#13 of 1524)
No single metric tells the full story. See the CAI:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi Islamic Bank - Egypt Business Description
Abu Dhabi Islamic Bank - Egypt is engaged in the provision of banking services. The bank operates in the following segments :Large, medium and small enterprises, Investment, Retail, and other activities. It provides personal banking solutions comprising of current, SMART, tiered monthly saving account, wealth management services, bancassurance, and various credit and debit card facilities. Additionally, the bank renders corporate finance, and treasury services comprising of foreign exchange, sharia-compliant products, and market analysis. Further, it also grants Islamic options for the letter of guarantee and letter of credit.
48GF Score
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