Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Scaled Net Operating Assets: -0.06 (As of Mar. 2026)


CAI:ADIB Abu Dhabi Islamic Bank - Egypt CAI:ADIB
48 GF Score
Price E£48.49
GF Value E£28.73
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Abu Dhabi Islamic Bank - Egypt Scaled Net Operating Assets?

Abu Dhabi Islamic Bank - Egypt CAI:ADIB +6.92% 48 Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus rates CAI:ADIB with a GF Score™ of 48/100 and a GF Value™ of E£28.73 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Abu Dhabi Islamic Bank - Egypt's operating assets for the quarter that ended in Mar. 2026 was E£323,838 Mil. Abu Dhabi Islamic Bank - Egypt's operating liabilities for the quarter that ended in Mar. 2026 was E£346,127 Mil. Abu Dhabi Islamic Bank - Egypt's Total Assets for the quarter that ended in Dec. 2025 was E£346,711 Mil. Therefore, Abu Dhabi Islamic Bank - Egypt's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.06.

CAI:ADIB
48GF Score
Abu Dhabi Islamic Bank - Egypt CAI:ADIB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi Islamic Bank - Egypt Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Abu Dhabi Islamic Bank - Egypt's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(270168.878-301844.343)/260467.106
=-0.12

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=346711.205 - 76542.327
=270168.878

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=312076.349 - 10232.006 - 0
=301844.343

Abu Dhabi Islamic Bank - Egypt's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(323837.7-346127.386)/346711.205
=-0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=394477.005 - 70639.305
=323837.7

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=357656.005 - 11528.619 - 0
=346127.386

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.06 mean?
Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) has a Scaled Net Operating Assets of -0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors.
Is Abu Dhabi Islamic Bank - Egypt's Scaled Net Operating Assets too high?
Abu Dhabi Islamic Bank - Egypt's current Scaled Net Operating Assets is -0.06. Overall, Abu Dhabi Islamic Bank - Egypt has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank - Egypt's Scaled Net Operating Assets compare to competitors?
Abu Dhabi Islamic Bank - Egypt's Scaled Net Operating Assets of -0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Abu Dhabi Islamic Bank - Egypt and its competitors. Abu Dhabi Islamic Bank - Egypt's current Scaled Net Operating Assets is -0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank - Egypt stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) is currently considered Significantly Overvalued. The stock's GF Value™ is E£28.73, compared to a current price of E£48.49 — trading 68.8% above its estimated fair value. The current Scaled Net Operating Assets is -0.06. Abu Dhabi Islamic Bank - Egypt's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Abu Dhabi Islamic Bank - Egypt (CAI:ADIB), the current Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank - Egypt (CAI:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank - Egypt stock appears to be overvalued. The current stock price of E£48.49 is trading 68.8% above its estimated GF Value™ of E£28.73. GuruFocus considers Abu Dhabi Islamic Bank - Egypt to be Significantly Overvalued.

Key valuation signals for CAI:ADIB:

  • Scaled Net Operating Assets: -0.06
  • GF Value™: E£28.73 vs. price of E£48.49 (68.8% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the CAI:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Abu Dhabi Islamic Bank - Egypt Business Description

Address 9 Rustom Street, Garden City, Cairo, EGY, 11511
Abu Dhabi Islamic Bank - Egypt is engaged in the provision of banking services. The bank operates in the following segments :Large, medium and small enterprises, Investment, Retail, and other activities. It provides personal banking solutions comprising of current, SMART, tiered monthly saving account, wealth management services, bancassurance, and various credit and debit card facilities. Additionally, the bank renders corporate finance, and treasury services comprising of foreign exchange, sharia-compliant products, and market analysis. Further, it also grants Islamic options for the letter of guarantee and letter of credit.
48GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£48.49
Price
E£28.73
GF Value