CRCBY (Chongqing Rural Commercial Bank Co) E10: $6.09 (As of Dec. 2025)


CRCBY Chongqing Rural Commercial Bank Co Ltd CRCBY
64 GF Score
Price $39.00
GF Value $28.87
! 4 Warning Signs
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What is Chongqing Rural Commercial Bank Co E10?

Chongqing Rural Commercial Bank Co CRCBY 64 E10 is $6.09 as of Dec. 2025. GuruFocus rates CRCBY with a GF Score™ of 64/100 and a GF Value™ of $28.87. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Chongqing Rural Commercial Bank Co's adjusted earnings per share data for the three months ended in Dec. 2025 was $0.923. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $6.09 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Chongqing Rural Commercial Bank Co's average E10 Growth Rate was 1.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-25), Chongqing Rural Commercial Bank Co's current stock price is $39.00. Chongqing Rural Commercial Bank Co's E10 for the quarter that ended in Dec. 2025 was $6.09. Chongqing Rural Commercial Bank Co's Shiller PE Ratio of today is 6.40.

During the past 13 years, the highest Shiller PE Ratio of Chongqing Rural Commercial Bank Co was 6.54. The lowest was 4.18. And the median was 5.55.


Chongqing Rural Commercial Bank Co  (OTCPK:CRCBY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Chongqing Rural Commercial Bank Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=39.00/6.09
=6.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Chongqing Rural Commercial Bank Co was 6.54. The lowest was 4.18. And the median was 5.55.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Chongqing Rural Commercial Bank Co E10 Related Terms


Chongqing Rural Commercial Bank Co E10 Historical Data

* Premium members only.

The historical data trend for Chongqing Rural Commercial Bank Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co E10 Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 5.99 6.09

Chongqing Rural Commercial Bank Co Quarterly Data
Dec19 Mar20 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.99 6.64 5.66 6.31 6.09

Chongqing Rural Commercial Bank Co E10 Competitor Comparison

For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chongqing Rural Commercial Bank Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Chongqing Rural Commercial Bank Co's Shiller PE Ratio falls into.


CRCBY
64GF Score
Chongqing Rural Commercial Bank Co Ltd CRCBY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Chongqing Rural Commercial Bank Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Chongqing Rural Commercial Bank Co's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.923/115.8323*115.8323
=0.923

Current CPI (Dec. 2025) = 115.8323.

Chongqing Rural Commercial Bank Co Quarterly Data

per share eps CPI Adj_EPS
201206 0.000 93.495 0.000
201212 0.000 95.237 0.000
201306 0.000 95.984 0.000
201312 0.000 97.624 0.000
201406 0.000 98.200 0.000
201412 0.000 99.000 0.000
201506 0.000 99.500 0.000
201512 0.000 100.600 0.000
201606 0.000 101.400 0.000
201609 1.649 102.400 1.865
201612 1.301 102.600 1.469
201706 0.000 103.100 0.000
201709 1.903 104.100 2.117
201712 1.517 104.500 1.682
201806 0.000 104.900 0.000
201809 1.823 106.600 1.981
201812 1.307 106.500 1.422
201903 2.458 107.700 2.644
201906 1.812 107.700 1.949
201909 1.968 109.800 2.076
201912 0.642 111.200 0.669
202003 1.923 112.300 1.983
202006 1.342 110.400 1.408
202012 0.000 111.500 0.000
202106 0.000 111.769 0.000
202112 0.000 113.108 0.000
202206 0.000 114.558 0.000
202212 0.000 115.116 0.000
202303 2.540 115.116 2.556
202306 1.815 114.558 1.835
202309 1.713 115.339 1.720
202312 0.560 114.781 0.565
202403 2.152 115.227 2.163
202406 2.274 114.781 2.295
202409 1.767 115.785 1.768
202412 0.687 114.893 0.693
202503 2.276 115.116 2.290
202506 2.368 114.907 2.387
202509 1.755 115.471 1.760
202512 0.923 115.832 0.923

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $6.09 mean?
Chongqing Rural Commercial Bank Co (CRCBY) has a E10 of $6.09 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chongqing Rural Commercial Bank Co and its competitors.
Is Chongqing Rural Commercial Bank Co's E10 too high?
Chongqing Rural Commercial Bank Co's current E10 is $6.09. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's E10 compare to competitors?
Chongqing Rural Commercial Bank Co's E10 of $6.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chongqing Rural Commercial Bank Co and its competitors. Chongqing Rural Commercial Bank Co's current E10 is $6.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (CRCBY) has a current E10 of $6.09. The stock's GF Value™ is $28.87, compared to a current price of $39.00 — trading 35.1% above its estimated fair value. The current E10 is $6.09. Chongqing Rural Commercial Bank Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (CRCBY), the current E10 is $6.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (CRCBY) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $39.00 is trading 35.1% above its estimated GF Value™ of $28.87.

Key valuation signals for CRCBY:

  • E10: $6.09
  • GF Value™: $28.87 vs. price of $39.00 (35.1% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the CRCBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
64GF Score

Get the complete analysis for CRCBY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.00
Price
$28.87
GF Value