CRCBY (Chongqing Rural Commercial Bank Co) FCF Margin %: -290.33% (As of Dec. 2025)


CRCBY Chongqing Rural Commercial Bank Co Ltd CRCBY
64 GF Score
Price $39.00
GF Value $28.87
! 4 Warning Signs
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What is Chongqing Rural Commercial Bank Co FCF Margin %?

Chongqing Rural Commercial Bank Co CRCBY 64 FCF Margin % is -290.33% as of Dec. 2025. GuruFocus rates CRCBY with a GF Score™ of 64/100 and a GF Value™ of $28.87. The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Chongqing Rural Commercial Bank Co ranks worse than 76.48% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Chongqing Rural Commercial Bank Co's Free Cash Flow for the three months ended in Dec. 2025 was $-2,788 Mil. Chongqing Rural Commercial Bank Co's Revenue for the three months ended in Dec. 2025 was $960 Mil. Therefore, Chongqing Rural Commercial Bank Co's FCF Margin % for the quarter that ended in Dec. 2025 was -290.33%.

As of today, Chongqing Rural Commercial Bank Co's current FCF Yield % is -2.76%.

The historical rank and industry rank for Chongqing Rural Commercial Bank Co's FCF Margin % or its related term are showing as below:

CRCBY' s FCF Margin % Range Over the Past 10 Years
Min: -313.26   Med: 59.34   Max: 243.38
Current: -6.44


During the past 13 years, the highest FCF Margin % of Chongqing Rural Commercial Bank Co was 243.38%. The lowest was -313.26%. And the median was 59.34%.

CRCBY's FCF Margin % is ranked worse than
76.48% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs CRCBY: -6.44


Chongqing Rural Commercial Bank Co FCF Margin % Related Terms


Chongqing Rural Commercial Bank Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Chongqing Rural Commercial Bank Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co FCF Margin % Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 130.10 243.38 143.31 14.84 -4.80

Chongqing Rural Commercial Bank Co Quarterly Data
Dec19 Mar20 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -246.57 311.05 -263.61 223.58 -290.33

Chongqing Rural Commercial Bank Co FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chongqing Rural Commercial Bank Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Chongqing Rural Commercial Bank Co's FCF Margin % falls into.


CRCBY
64GF Score
Chongqing Rural Commercial Bank Co Ltd CRCBY
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chongqing Rural Commercial Bank Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Chongqing Rural Commercial Bank Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-193.091/4021
=-4.80 %

Chongqing Rural Commercial Bank Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2788.49/960.439
=-290.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -290.33% mean?
Chongqing Rural Commercial Bank Co (CRCBY) has a FCF Margin % of -290.33% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Chongqing Rural Commercial Bank Co and its competitors. According to the industry distribution chart, Chongqing Rural Commercial Bank Co ranks #1151 out of 1505 companies in the Banks industry, placing it in the top 76.5%.
Is Chongqing Rural Commercial Bank Co's FCF Margin % too high?
Chongqing Rural Commercial Bank Co's current FCF Margin % is -290.33%. Based on the distribution chart, Chongqing Rural Commercial Bank Co ranks #1151 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Chongqing Rural Commercial Bank Co ranks #1151 out of 1505 companies for FCF Margin %. This places Chongqing Rural Commercial Bank Co in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Chongqing Rural Commercial Bank Co and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chongqing Rural Commercial Bank Co's current FCF Margin % is -290.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (CRCBY) has a current FCF Margin % of -290.33%. The stock's GF Value™ is $28.87, compared to a current price of $39.00 — trading 35.1% above its estimated fair value. The current FCF Margin % is -290.33%. Chongqing Rural Commercial Bank Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (CRCBY), the current FCF Margin % is -290.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (CRCBY) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $39.00 is trading 35.1% above its estimated GF Value™ of $28.87.

Key valuation signals for CRCBY:

  • FCF Margin %: -290.33%
  • GF Value™: $28.87 vs. price of $39.00 (35.1% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the CRCBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
64GF Score

Get the complete analysis for CRCBY

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.00
Price
$28.87
GF Value