CRCBY (Chongqing Rural Commercial Bank Co) EV-to-OCF: -728.01 (As of Aug. 14, 2026)

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CRCBY Chongqing Rural Commercial Bank Co Ltd CRCBY
64 GF Score
Price $39.00
GF Value $28.84
! 3 Warning Signs
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What is Chongqing Rural Commercial Bank Co EV-to-OCF?

Chongqing Rural Commercial Bank Co CRCBY 64 EV-to-OCF is -728.01 as of Aug. 14, 2026. GuruFocus rates CRCBY with a GF Score™ of 64/100 and a GF Value™ of $28.84. The stock has 3 warning signs investors should review. Among 1,496 Banks companies, Chongqing Rural Commercial Bank Co ranks better than 99.73% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Chongqing Rural Commercial Bank Co's Enterprise Value is $8,146 Mil. Chongqing Rural Commercial Bank Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-11 Mil. Therefore, Chongqing Rural Commercial Bank Co's EV-to-OCF for today is -728.01.

The historical rank and industry rank for Chongqing Rural Commercial Bank Co's EV-to-OCF or its related term are showing as below:

CRCBY' s EV-to-OCF Range Over the Past 10 Years
Min: -269.71   Med: -0.03   Max: 15.74
Current: -269.71

During the past 13 years, the highest EV-to-OCF of Chongqing Rural Commercial Bank Co was 15.74. The lowest was -269.71. And the median was -0.03.

CRCBY's EV-to-OCF is ranked better than
99.73% of 1496 companies
in the Banks industry
Industry Median: 3.88 vs CRCBY: -269.71

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-14), Chongqing Rural Commercial Bank Co's stock price is $39.00. Chongqing Rural Commercial Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $7.322. Therefore, Chongqing Rural Commercial Bank Co's PE Ratio (TTM) for today is 5.33.


Chongqing Rural Commercial Bank Co  (OTCPK:CRCBY) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Chongqing Rural Commercial Bank Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=39.00/7.322
=5.33

Chongqing Rural Commercial Bank Co's share price for today is $39.00.
Chongqing Rural Commercial Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.322.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Chongqing Rural Commercial Bank Co EV-to-OCF Related Terms


Chongqing Rural Commercial Bank Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Chongqing Rural Commercial Bank Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co EV-to-OCF Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.02 0.75 -0.27 13.39 155.12

Chongqing Rural Commercial Bank Co Quarterly Data
Dec19 Mar20 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.39 -0.74 -1.69 12.73 155.12

Chongqing Rural Commercial Bank Co EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chongqing Rural Commercial Bank Co EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Chongqing Rural Commercial Bank Co's EV-to-OCF falls into.


CRCBY
64GF Score
Chongqing Rural Commercial Bank Co Ltd CRCBY
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chongqing Rural Commercial Bank Co EV-to-OCF Calculation

Chongqing Rural Commercial Bank Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=8146.420/-11.19
=-728.01

Chongqing Rural Commercial Bank Co's current Enterprise Value is $8,146 Mil.
Chongqing Rural Commercial Bank Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-11 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -728.01 mean?
Chongqing Rural Commercial Bank Co (CRCBY) has a EV-to-OCF of -728.01 as of Aug. 14, 2026. According to the industry distribution chart, Chongqing Rural Commercial Bank Co ranks #4 out of 1496 companies in the Banks industry, placing it in the top 0.3%.
Is Chongqing Rural Commercial Bank Co's EV-to-OCF too high?
Chongqing Rural Commercial Bank Co's current EV-to-OCF is -728.01. Based on the distribution chart, Chongqing Rural Commercial Bank Co ranks #4 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Chongqing Rural Commercial Bank Co ranks #4 out of 1496 companies for EV-to-OCF. This places Chongqing Rural Commercial Bank Co in the top 0% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.88, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chongqing Rural Commercial Bank Co's current EV-to-OCF is -728.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (CRCBY) has a current EV-to-OCF of -728.01. The stock's GF Value™ is $28.84, compared to a current price of $39.00 — trading 35.2% above its estimated fair value. The current EV-to-OCF is -728.01. Chongqing Rural Commercial Bank Co's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (CRCBY), the current EV-to-OCF is -728.01 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (CRCBY) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $39.00 is trading 35.2% above its estimated GF Value™ of $28.84.

Key valuation signals for CRCBY:

  • EV-to-OCF: -728.01
  • GF Value™: $28.84 vs. price of $39.00 (35.2% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the CRCBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
64GF Score

Get the complete analysis for CRCBY

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.00
Price
$28.84
GF Value