CRCBY (Chongqing Rural Commercial Bank Co) PS Ratio: 2.26 (As of Jul. 06, 2026) — Near Median


CRCBY Chongqing Rural Commercial Bank Co Ltd CRCBY
60 GF Score
Price $39.00
GF Value $29.66
! 4 Warning Signs
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What is Chongqing Rural Commercial Bank Co PS Ratio?

Chongqing Rural Commercial Bank Co CRCBY 60 PS Ratio is 2.26 as of Jul. 06, 2026, which is 1% above its 10-year median of 2.23. GuruFocus rates CRCBY with a GF Score™ of 60/100 and a GF Value™ of $29.66. The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Chongqing Rural Commercial Bank Co ranks better than 70.05% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Chongqing Rural Commercial Bank Co's share price is $39.00. Chongqing Rural Commercial Bank Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $17.22. Hence, Chongqing Rural Commercial Bank Co's PS Ratio for today is 2.26.

The historical rank and industry rank for Chongqing Rural Commercial Bank Co's PS Ratio or its related term are showing as below:

CRCBY' s PS Ratio Range Over the Past 10 Years
Min: 1.05   Med: 2.23   Max: 8.25
Current: 2.21

During the past 13 years, Chongqing Rural Commercial Bank Co's highest PS Ratio was 8.25. The lowest was 1.05. And the median was 2.23.

CRCBY's PS Ratio is ranked better than
70.05% of 1519 companies
in the Banks industry
Industry Median: 3 vs CRCBY: 2.21

Chongqing Rural Commercial Bank Co's Revenue per Sharefor the three months ended in Dec. 2025 was $4.23. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $17.22.

Warning Sign:

Chongqing Rural Commercial Bank Co Ltd revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Chongqing Rural Commercial Bank Co was 5.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was -1.00% per year. During the past 5 years, the average Revenue per Share Growth Rate was -2.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was 1.20% per year.

During the past 13 years, Chongqing Rural Commercial Bank Co's highest 3-Year average Revenue per Share Growth Rate was 20.40% per year. The lowest was -8.00% per year. And the median was 4.05% per year.

Back to Basics: PS Ratio


Chongqing Rural Commercial Bank Co  (OTCPK:CRCBY) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Chongqing Rural Commercial Bank Co PS Ratio Related Terms


Chongqing Rural Commercial Bank Co PS Ratio Historical Data

* Premium members only.

The historical data trend for Chongqing Rural Commercial Bank Co's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co PS Ratio Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.83 0.94 1.17 1.79 2.22

Chongqing Rural Commercial Bank Co Quarterly Data
Dec19 Mar20 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 2.02 2.53 2.30 2.22

Chongqing Rural Commercial Bank Co PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chongqing Rural Commercial Bank Co PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's PS Ratio distribution charts can be found below:

* The bar in red indicates where Chongqing Rural Commercial Bank Co's PS Ratio falls into.


CRCBY
60GF Score
Chongqing Rural Commercial Bank Co Ltd CRCBY
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Chongqing Rural Commercial Bank Co PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Chongqing Rural Commercial Bank Co's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=39.00/17.219
=2.26

Chongqing Rural Commercial Bank Co's Share Price of today is $39.00.
Chongqing Rural Commercial Bank Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.22.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.26 mean?
Chongqing Rural Commercial Bank Co (CRCBY) has a PS Ratio of 2.26 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Chongqing Rural Commercial Bank Co and its competitors. This is near median its historical median of 2.23. Over the past decade, Chongqing Rural Commercial Bank Co's PS Ratio has ranged from 1.05 to 8.25. According to the industry distribution chart, Chongqing Rural Commercial Bank Co ranks #455 out of 1519 companies in the Banks industry, placing it in the top 30%.
Is Chongqing Rural Commercial Bank Co's PS Ratio too high?
Chongqing Rural Commercial Bank Co's current PS Ratio of 2.26 is near median its 10-year median of 2.23. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 8.25. The Banks industry median PS Ratio is 3.00. Chongqing Rural Commercial Bank Co's value of 2.26 is 24.7% below this industry median. Based on the distribution chart, Chongqing Rural Commercial Bank Co ranks #455 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Chongqing Rural Commercial Bank Co ranks #455 out of 1519 companies for PS Ratio. This puts Chongqing Rural Commercial Bank Co in the upper half of its industry. The industry median PS Ratio is 3.00. Chongqing Rural Commercial Bank Co's value of 2.26 is 24.7% below this benchmark. Historically, Chongqing Rural Commercial Bank Co's own PS Ratio has ranged from 1.05 to 8.25 over the past decade. While the company's 10-year median is 2.23 vs. the industry median of 3.00, Chongqing Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chongqing Rural Commercial Bank Co's current PS Ratio of 2.26 is 24.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Chongqing Rural Commercial Bank Co and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chongqing Rural Commercial Bank Co's current PS Ratio is 2.26, which is near median its own 10-year median of 2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (CRCBY) has a current PS Ratio of 2.26. The stock's GF Value™ is $29.66, compared to a current price of $39.00 — trading 31.5% above its estimated fair value. The current PS Ratio is 2.26, which is near median its 10-year median of 2.23 and 24.7% below the Banks industry median of 3.00. Chongqing Rural Commercial Bank Co's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (CRCBY), the current PS Ratio is 2.26 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (CRCBY) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $39.00 is trading 31.5% above its estimated GF Value™ of $29.66.

Key valuation signals for CRCBY:

  • PS Ratio: 2.26 (near median its 10-year median of 2.23)
  • GF Value™: $29.66 vs. price of $39.00 (31.5% above fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 24.7% below the Banks median (#455 of 1519)

No single metric tells the full story. See the CRCBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
60GF Score

Get the complete analysis for CRCBY

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.00
Price
$29.66
GF Value