CRCBY (Chongqing Rural Commercial Bank Co) ROC %: % (As of Dec. 2025)


CRCBY Chongqing Rural Commercial Bank Co Ltd CRCBY
64 GF Score
Price $39.00
GF Value $28.87
! 4 Warning Signs
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What is Chongqing Rural Commercial Bank Co ROC %?

Chongqing Rural Commercial Bank Co CRCBY 64 ROC % is % as of Dec. 2025. GuruFocus rates CRCBY with a GF Score™ of 64/100 and a GF Value™ of $28.87. The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

CRCBY
64GF Score
Chongqing Rural Commercial Bank Co Ltd CRCBY
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Chongqing Rural Commercial Bank Co (CRCBY) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Chongqing Rural Commercial Bank Co and its competitors.
Is Chongqing Rural Commercial Bank Co's ROC % too high?
Chongqing Rural Commercial Bank Co's current ROC % is %. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's ROC % compare to competitors?
Chongqing Rural Commercial Bank Co's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Chongqing Rural Commercial Bank Co and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chongqing Rural Commercial Bank Co's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (CRCBY) has a current ROC % of %. The stock's GF Value™ is $28.87, compared to a current price of $39.00 — trading 35.1% above its estimated fair value. The current ROC % is %. Chongqing Rural Commercial Bank Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (CRCBY), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (CRCBY) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of $39.00 is trading 35.1% above its estimated GF Value™ of $28.87.

Key valuation signals for CRCBY:

  • ROC %: %
  • GF Value™: $28.87 vs. price of $39.00 (35.1% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the CRCBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
64GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.00
Price
$28.87
GF Value