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HCI Group (FRA:0H5) E10 : €2.90 (As of Sep. 2024)


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What is HCI Group E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

HCI Group's adjusted earnings per share data for the three months ended in Sep. 2024 was €0.469. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.90 for the trailing ten years ended in Sep. 2024.

During the past 12 months, HCI Group's average E10 Growth Rate was 21.00% per year. During the past 3 years, the average E10 Growth Rate was -6.20% per year. During the past 5 years, the average E10 Growth Rate was -1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of HCI Group was 6.20% per year. The lowest was -6.20% per year. And the median was 0.20% per year.

As of today (2025-01-18), HCI Group's current stock price is €118.00. HCI Group's E10 for the quarter that ended in Sep. 2024 was €2.90. HCI Group's Shiller PE Ratio of today is 40.69.

During the past 13 years, the highest Shiller PE Ratio of HCI Group was 41.95. The lowest was 9.35. And the median was 16.18.


HCI Group E10 Historical Data

The historical data trend for HCI Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HCI Group E10 Chart

HCI Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.82 2.75 3.23 2.64 2.51

HCI Group Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.48 2.51 2.80 3.09 2.90

Competitive Comparison of HCI Group's E10

For the Insurance - Property & Casualty subindustry, HCI Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HCI Group's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, HCI Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where HCI Group's Shiller PE Ratio falls into.



HCI Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, HCI Group's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.469/133.0289*133.0289
=0.469

Current CPI (Sep. 2024) = 133.0289.

HCI Group Quarterly Data

per share eps CPI Adj_EPS
201412 1.054 99.070 1.415
201503 2.042 99.621 2.727
201506 1.720 100.684 2.273
201509 0.633 100.392 0.839
201512 0.964 99.792 1.285
201603 0.539 100.470 0.714
201606 0.632 101.688 0.827
201609 0.980 101.861 1.280
201612 0.446 101.863 0.582
201703 1.075 102.862 1.390
201706 0.828 103.349 1.066
201709 -3.725 104.136 -4.759
201712 0.963 104.011 1.232
201803 0.900 105.290 1.137
201806 0.788 106.317 0.986
201809 0.857 106.507 1.070
201812 -0.835 105.998 -1.048
201903 0.726 107.251 0.900
201906 0.797 108.070 0.981
201909 0.663 108.329 0.814
201912 0.738 108.420 0.906
202003 0.063 108.902 0.077
202006 0.959 108.767 1.173
202009 1.443 109.815 1.748
202012 0.288 109.897 0.349
202103 0.630 111.754 0.750
202106 0.199 114.631 0.231
202109 -0.612 115.734 -0.703
202112 0.009 117.630 0.010
202203 0.082 121.301 0.090
202206 -0.984 125.017 -1.047
202209 -5.717 125.227 -6.073
202212 0.170 125.222 0.181
202303 1.438 127.348 1.502
202306 1.181 128.729 1.220
202309 1.256 129.860 1.287
202312 3.118 129.419 3.205
202403 3.505 131.776 3.538
202406 3.939 132.554 3.953
202409 0.469 133.029 0.469

Add all the adjusted EPS together and divide 10 will get our e10.


HCI Group  (FRA:0H5) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

HCI Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=118.00/2.9
=40.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of HCI Group was 41.95. The lowest was 9.35. And the median was 16.18.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


HCI Group E10 Related Terms

Thank you for viewing the detailed overview of HCI Group's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


HCI Group Business Description

Traded in Other Exchanges
Address
3802 Coconut Palm Drive, Tampa, FL, USA, 33619
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are HCPCI insurance operations, TypTap Group, Real estate operations, and Corporate and other. It derives key revenue from the HCPCI Insurance operation segment.

HCI Group Headlines

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