Bank Ochrony Srodowiska (FRA:967) E10: €0.09 (As of Jun. 2026)

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FRA:967 Bank Ochrony Srodowiska SA FRA:967
65 GF Score
Price €2.19
GF Value €2.25
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Bank Ochrony Srodowiska E10?

Bank Ochrony Srodowiska FRA:967 65 E10 is €0.09 as of Jun. 2026. GuruFocus rates FRA:967 with a GF Score™ of 65/100 and a GF Value™ of €2.25 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank Ochrony Srodowiska's adjusted earnings per share data for the three months ended in Jun. 2026 was €-0.003. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.09 for the trailing ten years ended in Jun. 2026.

During the past 3 years, the average E10 Growth Rate was -18.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bank Ochrony Srodowiska was -18.10% per year. The lowest was -50.90% per year. And the median was -36.10% per year.

As of today (2026-08-21), Bank Ochrony Srodowiska's current stock price is €2.19. Bank Ochrony Srodowiska's E10 for the quarter that ended in Jun. 2026 was €0.09. Bank Ochrony Srodowiska's Shiller PE Ratio of today is 24.33.

During the past 13 years, the highest Shiller PE Ratio of Bank Ochrony Srodowiska was 194.89. The lowest was 2.76. And the median was 13.22.


Bank Ochrony Srodowiska  (FRA:967) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank Ochrony Srodowiska's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.19/0.09
=24.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank Ochrony Srodowiska was 194.89. The lowest was 2.76. And the median was 13.22.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank Ochrony Srodowiska E10 Related Terms


Bank Ochrony Srodowiska E10 Historical Data

* Premium members only.

The historical data trend for Bank Ochrony Srodowiska's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ochrony Srodowiska E10 Chart

Bank Ochrony Srodowiska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.08 0.02 -0.05 0.05

Bank Ochrony Srodowiska Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.04 -0.03 0.05 0.09 0.09

FRA:967 vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Bank Ochrony Srodowiska's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Ochrony Srodowiska Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank Ochrony Srodowiska's Shiller PE Ratio falls into.


FRA:967
65GF Score
Bank Ochrony Srodowiska SA FRA:967
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Ochrony Srodowiska E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Ochrony Srodowiska's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.003/162.2800*162.2800
=-0.003

Current CPI (Jun. 2026) = 162.2800.

Bank Ochrony Srodowiska Quarterly Data

per share eps CPI Adj_EPS
201609 0.048 99.064 0.079
201612 -0.231 100.366 -0.373
201703 0.076 101.018 0.122
201706 0.089 101.180 0.143
201709 0.051 101.343 0.082
201712 -0.043 102.564 -0.068
201803 0.062 102.564 0.098
201806 0.067 103.378 0.105
201809 0.063 103.378 0.099
201812 0.002 103.785 0.003
201903 0.043 104.274 0.067
201906 0.069 105.983 0.106
201909 0.060 105.983 0.092
201912 0.010 107.123 0.015
202003 0.060 109.076 0.089
202006 0.041 109.402 0.061
202009 0.028 109.320 0.042
202012 -0.913 109.565 -1.352
202103 0.005 112.658 0.007
202106 0.012 113.960 0.017
202109 0.061 115.588 0.086
202112 0.043 119.088 0.059
202203 0.059 125.031 0.077
202206 0.155 131.705 0.191
202209 0.082 135.531 0.098
202212 0.031 139.113 0.036
202303 0.145 145.950 0.161
202306 -0.003 147.009 -0.003
202309 0.059 146.113 0.066
202312 -0.002 147.741 -0.002
202403 0.116 149.044 0.126
202406 0.011 150.997 0.012
202409 -0.023 153.439 -0.024
202412 0.100 154.660 0.105
202503 0.031 157.021 0.032
202506 0.174 157.509 0.179
202509 0.015 158.000 0.015
202512 0.100 158.320 0.103
202603 0.209 163.070 0.208
202606 -0.003 162.280 -0.003

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.09 mean?
Bank Ochrony Srodowiska (FRA:967) has a E10 of €0.09 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank Ochrony Srodowiska and its competitors.
Is Bank Ochrony Srodowiska's E10 too high?
Bank Ochrony Srodowiska's current E10 is €0.09. Overall, Bank Ochrony Srodowiska has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's E10 compare to PNC and USB?
Bank Ochrony Srodowiska's E10 of €0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank Ochrony Srodowiska and its competitors. Bank Ochrony Srodowiska's current E10 is €0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska (FRA:967) is currently considered Fairly Valued. The stock's GF Value™ is €2.25, compared to a current price of €2.19 — trading 2.7% below its estimated fair value. The current E10 is €0.09. Bank Ochrony Srodowiska's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bank Ochrony Srodowiska (FRA:967), the current E10 is €0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ochrony Srodowiska (FRA:967) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued. The current stock price of €2.19 is trading 2.7% below its estimated GF Value™ of €2.25. GuruFocus considers Bank Ochrony Srodowiska to be Fairly Valued.

Key valuation signals for FRA:967:

  • E10: €0.09
  • GF Value™: €2.25 vs. price of €2.19 (2.7% below fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the FRA:967 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ochrony Srodowiska Business Description

Other Exchanges BOS:Poland
Address Zelazna 32 Street, Warsaw, POL, 00-832
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
65GF Score

Get the complete analysis for FRA:967

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.19
Price
€2.25
GF Value