The historical rank and industry rank for Bank Ochrony Srodowiska's Net Margin % or its related term are showing as below:
FRA:967'
s Net Margin % Range Over the Past 10 Years
Min: -49.23 Med: 7.58 Max: 13.04
Current: 11.85
FRA:967's Net Margin % is ranked worse than 85.88% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs FRA:967: 11.85
Bank Ochrony Srodowiska (FRA:967) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Ochrony Srodowiska Net Margin % Related Terms
Bank Ochrony Srodowiska Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Ochrony Srodowiska's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Ochrony Srodowiska Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Ochrony Srodowiska's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Ochrony Srodowiska (FRA:967) has a Net Margin % of 5.70% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank Ochrony Srodowiska and its competitors. This is 25% below median its historical median of 7.58. According to the industry distribution chart, Bank Ochrony Srodowiska ranks #1314 out of 1530 companies in the Banks industry, placing it in the top 85.9%.
Is Bank Ochrony Srodowiska's Net Margin % too high?
Bank Ochrony Srodowiska's current Net Margin % of 5.70% is 25% below median its 10-year median of 7.58. The Banks industry median Net Margin % is 26.85. Bank Ochrony Srodowiska's value of 5.70% is 78.8% below this industry median. Based on the distribution chart, Bank Ochrony Srodowiska ranks #1314 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Ochrony Srodowiska has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Ochrony Srodowiska ranks #1314 out of 1530 companies for Net Margin %. This places Bank Ochrony Srodowiska in the lower half of its industry. The industry median Net Margin % is 26.85. Bank Ochrony Srodowiska's value of 5.70% is 78.8% below this benchmark. While the company's 10-year median is 7.58 vs. the industry median of 26.85, Bank Ochrony Srodowiska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Ochrony Srodowiska's current Net Margin % of 5.70% is 78.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Ochrony Srodowiska and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ochrony Srodowiska's current Net Margin % is 5.70%, which is 25% below median its own 10-year median of 7.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Bank Ochrony Srodowiska (FRA:967) has a current Net Margin % of 5.70%. The stock's GF Value™ is €2.30, compared to a current price of €2.09 — trading 9.1% below its estimated fair value. The current Net Margin % is 5.70%, which is 25% below median its 10-year median of 7.58 and 78.8% below the Banks industry median of 26.85. Bank Ochrony Srodowiska's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Ochrony Srodowiska (FRA:967), the current Net Margin % is 5.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Ochrony Srodowiska (FRA:967) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued.
The current stock price of €2.09 is trading 9.1% below its estimated GF Value™ of €2.30.
Key valuation signals for FRA:967:
Net Margin %: 5.70% (25% below median its 10-year median of 7.58)
GF Value™: €2.30 vs. price of €2.09 (9.1% below fair value)
Industry Position: 78.8% below the Banks median (#1314 of 1530)
No single metric tells the full story. See the FRA:967 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
76GF Score
Get the complete analysis for FRA:967
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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