Bank Ochrony Srodowiska (FRA:967) FCF Margin %: -315.02% (As of Mar. 2026)


FRA:967 Bank Ochrony Srodowiska SA FRA:967
76 GF Score
Price €2.09
GF Value €2.30
! 4 Warning Signs
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What is Bank Ochrony Srodowiska FCF Margin %?

Bank Ochrony Srodowiska FRA:967 -0.95% 76 FCF Margin % is -315.02% as of Mar. 2026. GuruFocus rates FRA:967 with a GF Score™ of 76/100 and a GF Value™ of €2.30. The stock has 4 warning signs investors should review. Among 1,509 Banks companies, Bank Ochrony Srodowiska ranks worse than 81.25% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank Ochrony Srodowiska's Free Cash Flow for the three months ended in Mar. 2026 was €-209.0 Mil. Bank Ochrony Srodowiska's Revenue for the three months ended in Mar. 2026 was €66.3 Mil. Therefore, Bank Ochrony Srodowiska's FCF Margin % for the quarter that ended in Mar. 2026 was -315.02%.

As of today, Bank Ochrony Srodowiska's current FCF Yield % is -32.49%.

The historical rank and industry rank for Bank Ochrony Srodowiska's FCF Margin % or its related term are showing as below:

FRA:967' s FCF Margin % Range Over the Past 10 Years
Min: -96.81   Med: 37.49   Max: 301.58
Current: -27.13


During the past 13 years, the highest FCF Margin % of Bank Ochrony Srodowiska was 301.58%. The lowest was -96.81%. And the median was 37.49%.

FRA:967's FCF Margin % is ranked worse than
81.25% of 1509 companies
in the Banks industry
Industry Median: 26.55 vs FRA:967: -27.13


Bank Ochrony Srodowiska FCF Margin % Related Terms


Bank Ochrony Srodowiska FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank Ochrony Srodowiska's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ochrony Srodowiska FCF Margin % Chart

Bank Ochrony Srodowiska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 179.34 195.83 -96.81 -21.08 49.27

Bank Ochrony Srodowiska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -31.00 296.21 -106.98 -6.85 -315.02

FRA:967 vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Bank Ochrony Srodowiska's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Ochrony Srodowiska FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank Ochrony Srodowiska's FCF Margin % falls into.


FRA:967
76GF Score
Bank Ochrony Srodowiska SA FRA:967
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Ochrony Srodowiska FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bank Ochrony Srodowiska's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=121.687/246.956
=49.27 %

Bank Ochrony Srodowiska's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-209.001/66.346
=-315.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -315.02% mean?
Bank Ochrony Srodowiska (FRA:967) has a FCF Margin % of -315.02% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank Ochrony Srodowiska and its competitors. According to the industry distribution chart, Bank Ochrony Srodowiska ranks #1226 out of 1509 companies in the Banks industry, placing it in the top 81.2%.
Is Bank Ochrony Srodowiska's FCF Margin % too high?
Bank Ochrony Srodowiska's current FCF Margin % is -315.02%. Based on the distribution chart, Bank Ochrony Srodowiska ranks #1226 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Ochrony Srodowiska has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Ochrony Srodowiska ranks #1226 out of 1509 companies for FCF Margin %. This places Bank Ochrony Srodowiska in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank Ochrony Srodowiska and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ochrony Srodowiska's current FCF Margin % is -315.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Bank Ochrony Srodowiska (FRA:967) has a current FCF Margin % of -315.02%. The stock's GF Value™ is €2.30, compared to a current price of €2.09 — trading 9.1% below its estimated fair value. The current FCF Margin % is -315.02%. Bank Ochrony Srodowiska's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank Ochrony Srodowiska (FRA:967), the current FCF Margin % is -315.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ochrony Srodowiska (FRA:967) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued. The current stock price of €2.09 is trading 9.1% below its estimated GF Value™ of €2.30.

Key valuation signals for FRA:967:

  • FCF Margin %: -315.02%
  • GF Value™: €2.30 vs. price of €2.09 (9.1% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the FRA:967 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ochrony Srodowiska Business Description

Other Exchanges BOS:Poland
Address Zelazna 32 Street, Warsaw, POL, 00-832
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
76GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.09
Price
€2.30
GF Value