Bank Ochrony Srodowiska (FRA:967) ROE % Adjusted to Book Value: 7.50% (As of Mar. 2026)


FRA:967 Bank Ochrony Srodowiska SA FRA:967
75 GF Score
Price €2.09
GF Value €2.26
! 4 Warning Signs
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What is Bank Ochrony Srodowiska ROE % Adjusted to Book Value?

Bank Ochrony Srodowiska FRA:967 -0.95% 75 ROE % Adjusted to Book Value is 7.50% as of Mar. 2026. GuruFocus rates FRA:967 with a GF Score™ of 75/100 and a GF Value™ of €2.26. The stock has 4 warning signs investors should review.

Bank Ochrony Srodowiska's ROE % for the quarter that ended in Mar. 2026 was 2.70%. Bank Ochrony Srodowiska's PB Ratio for the quarter that ended in Mar. 2026 was 0.36. Bank Ochrony Srodowiska's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.50%.

Bank Ochrony Srodowiska ROE % Adjusted to Book Value Related Terms

Bank Ochrony Srodowiska ROE % Adjusted to Book Value Historical Data

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The historical data trend for Bank Ochrony Srodowiska's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ochrony Srodowiska ROE % Adjusted to Book Value Chart

Bank Ochrony Srodowiska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.44 19.14 8.28 9.84 15.23

Bank Ochrony Srodowiska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.14 31.08 2.45 18.57 7.50

FRA:967 vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Bank Ochrony Srodowiska's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Ochrony Srodowiska ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bank Ochrony Srodowiska's ROE % Adjusted to Book Value falls into.


FRA:967
75GF Score
Bank Ochrony Srodowiska SA FRA:967
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Ochrony Srodowiska ROE % Adjusted to Book Value Calculation

Bank Ochrony Srodowiska's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.33% / 0.35
=15.23%

Bank Ochrony Srodowiska's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.70% / 0.36
=7.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.50% mean?
Bank Ochrony Srodowiska (FRA:967) has a ROE % Adjusted to Book Value of 7.50% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank Ochrony Srodowiska and its competitors.
Is Bank Ochrony Srodowiska's ROE % Adjusted to Book Value too high?
Bank Ochrony Srodowiska's current ROE % Adjusted to Book Value is 7.50%. Overall, Bank Ochrony Srodowiska has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's ROE % Adjusted to Book Value compare to PNC and USB?
Bank Ochrony Srodowiska's ROE % Adjusted to Book Value of 7.50% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank Ochrony Srodowiska and its competitors. Bank Ochrony Srodowiska's current ROE % Adjusted to Book Value is 7.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Bank Ochrony Srodowiska (FRA:967) has a current ROE % Adjusted to Book Value of 7.50%. The stock's GF Value™ is €2.26, compared to a current price of €2.09 — trading 7.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.50%. Bank Ochrony Srodowiska's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bank Ochrony Srodowiska (FRA:967), the current ROE % Adjusted to Book Value is 7.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ochrony Srodowiska (FRA:967) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued. The current stock price of €2.09 is trading 7.7% below its estimated GF Value™ of €2.26.

Key valuation signals for FRA:967:

  • ROE % Adjusted to Book Value: 7.50%
  • GF Value™: €2.26 vs. price of €2.09 (7.7% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the FRA:967 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Ochrony Srodowiska Business Description

Other Exchanges BOS:Poland
Address Zelazna 32 Street, Warsaw, POL, 00-832
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
75GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.09
Price
€2.26
GF Value