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Regions Financial (FRA:RN7) E10 : €1.72 (As of Dec. 2024)


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What is Regions Financial E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Regions Financial's adjusted earnings per share data for the three months ended in Dec. 2024 was €0.535. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.72 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Regions Financial's average E10 Growth Rate was 8.50% per year. During the past 3 years, the average E10 Growth Rate was 12.10% per year. During the past 5 years, the average E10 Growth Rate was 17.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Regions Financial was 34.70% per year. The lowest was -114.20% per year. And the median was 6.75% per year.

As of today (2025-03-05), Regions Financial's current stock price is €22.00. Regions Financial's E10 for the quarter that ended in Dec. 2024 was €1.72. Regions Financial's Shiller PE Ratio of today is 12.79.

During the past 13 years, the highest Shiller PE Ratio of Regions Financial was 31.37. The lowest was 8.54. And the median was 15.29.


Regions Financial E10 Historical Data

The historical data trend for Regions Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Regions Financial E10 Chart

Regions Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 1.12 1.38 1.50 1.72

Regions Financial Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.50 1.53 1.54 1.55 1.72

Competitive Comparison of Regions Financial's E10

For the Banks - Regional subindustry, Regions Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Regions Financial's Shiller PE Ratio falls into.



Regions Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Regions Financial's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.535/133.1571*133.1571
=0.535

Current CPI (Dec. 2024) = 133.1571.

Regions Financial Quarterly Data

per share eps CPI Adj_EPS
201503 0.148 99.621 0.198
201506 0.178 100.684 0.235
201509 0.160 100.392 0.212
201512 0.193 99.792 0.258
201603 0.180 100.470 0.239
201606 0.178 101.688 0.233
201609 0.214 101.861 0.280
201612 0.218 101.863 0.285
201703 0.215 102.862 0.278
201706 0.223 103.349 0.287
201709 0.210 104.136 0.269
201712 0.228 104.011 0.292
201803 0.284 105.290 0.359
201806 0.274 106.317 0.343
201809 0.429 106.507 0.536
201812 0.325 105.998 0.408
201903 0.327 107.251 0.406
201906 0.327 108.070 0.403
201909 0.354 108.329 0.435
201912 0.342 108.420 0.420
202003 0.127 108.902 0.155
202006 -0.222 108.767 -0.272
202009 0.441 109.815 0.535
202012 0.501 109.897 0.607
202103 0.529 111.754 0.630
202106 0.639 114.631 0.742
202109 0.553 115.734 0.636
202112 0.381 117.630 0.431
202203 0.499 121.301 0.548
202206 0.558 125.017 0.594
202209 0.434 125.227 0.461
202212 0.661 125.222 0.703
202303 0.579 127.348 0.605
202306 0.545 128.729 0.564
202309 0.459 129.860 0.471
202312 0.358 129.419 0.368
202403 0.340 131.776 0.344
202406 0.483 132.554 0.485
202409 0.441 133.029 0.441
202412 0.535 133.157 0.535

Add all the adjusted EPS together and divide 10 will get our e10.


Regions Financial  (FRA:RN7) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Regions Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=22.00/1.72
=12.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Regions Financial was 31.37. The lowest was 8.54. And the median was 15.29.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Regions Financial E10 Related Terms

Thank you for viewing the detailed overview of Regions Financial's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Regions Financial Business Description

Traded in Other Exchanges
Address
1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is a regional bank based in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.

Regions Financial Headlines

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