Stewart Information Services (FRA:SIU) E10: €4.24 (As of Mar. 2026)

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FRA:SIU Stewart Information Services Corp FRA:SIU
79 GF Score
Price €57.00
GF Value €66.72
! 3 Warning Signs
View Full Analysis

What is Stewart Information Services E10?

Stewart Information Services FRA:SIU -0.87% 79 E10 is €4.24 as of Mar. 2026. GuruFocus rates FRA:SIU with a GF Score™ of 79/100 and a GF Value™ of €66.72. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Stewart Information Services's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.476. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €4.24 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Stewart Information Services's average E10 Growth Rate was 14.40% per year. During the past 3 years, the average E10 Growth Rate was 5.20% per year. During the past 5 years, the average E10 Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Stewart Information Services was 54.20% per year. The lowest was -291.50% per year. And the median was 15.90% per year.

As of today (2026-08-04), Stewart Information Services's current stock price is €57.00. Stewart Information Services's E10 for the quarter that ended in Mar. 2026 was €4.24. Stewart Information Services's Shiller PE Ratio of today is 13.44.

During the past 13 years, the highest Shiller PE Ratio of Stewart Information Services was 42.74. The lowest was 8.33. And the median was 15.92.


Stewart Information Services  (FRA:SIU) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Stewart Information Services's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=57.00/4.24
=13.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Stewart Information Services was 42.74. The lowest was 8.33. And the median was 15.92.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Stewart Information Services E10 Related Terms


Stewart Information Services E10 Historical Data

* Premium members only.

The historical data trend for Stewart Information Services's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stewart Information Services E10 Chart

Stewart Information Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.36 3.84 3.64 4.03 4.00

Stewart Information Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.68 3.92 4.00 4.24 0.00

FRA:SIU vs HMN, HCI, SLDE: E10 Comparison

For the Insurance - Property & Casualty subindustry, Stewart Information Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stewart Information Services Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Stewart Information Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Stewart Information Services's Shiller PE Ratio falls into.


FRA:SIU
79GF Score
Stewart Information Services Corp FRA:SIU
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Stewart Information Services E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Stewart Information Services's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.476/330.2130*330.2130
=0.476

Current CPI (Mar. 2026) = 330.2130.

Stewart Information Services Quarterly Data

per share eps CPI Adj_EPS
201606 0.436 241.018 0.597
201609 0.998 241.428 1.365
201612 0.673 241.432 0.920
201703 0.159 243.801 0.215
201706 0.703 244.955 0.948
201709 0.386 246.819 0.516
201712 0.537 246.524 0.719
201803 -0.130 249.554 -0.172
201806 0.813 251.989 1.065
201809 0.634 252.439 0.829
201812 0.421 251.233 0.553
201903 -0.257 254.202 -0.334
201906 0.717 256.143 0.924
201909 2.524 256.759 3.246
201912 -0.001 256.974 -0.001
202003 0.199 258.115 0.255
202006 1.279 257.797 1.638
202009 1.876 260.280 2.380
202012 1.825 260.474 2.314
202103 1.688 264.877 2.104
202106 2.905 271.696 3.531
202109 2.771 274.310 3.336
202112 2.761 278.802 3.270
202203 1.916 287.504 2.201
202206 2.138 296.311 2.383
202209 1.091 296.808 1.214
202212 0.463 296.797 0.515
202303 -0.280 301.836 -0.306
202306 0.535 305.109 0.579
202309 0.478 307.789 0.513
202312 0.293 306.746 0.315
202403 0.101 312.332 0.107
202406 0.576 314.175 0.605
202409 0.964 315.301 1.010
202412 0.764 315.605 0.799
202503 0.102 319.799 0.105
202506 0.980 322.561 1.003
202509 1.321 324.800 1.343
202512 1.025 324.054 1.044
202603 0.476 330.213 0.476

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €4.24 mean?
Stewart Information Services (FRA:SIU) has a E10 of €4.24 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Stewart Information Services and its competitors.
Is Stewart Information Services' E10 too high?
Stewart Information Services' current E10 is €4.24. Overall, Stewart Information Services has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' E10 compare to HMN and HCI?
Stewart Information Services' E10 of €4.24 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Stewart Information Services and its competitors. Stewart Information Services's current E10 is €4.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Stewart Information Services (FRA:SIU) has a current E10 of €4.24. The stock's GF Value™ is €66.72, compared to a current price of €57.00 — trading 14.6% below its estimated fair value. The current E10 is €4.24. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Stewart Information Services (FRA:SIU), the current E10 is €4.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stewart Information Services (FRA:SIU) Overvalued in 2026?

Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued. The current stock price of €57.00 is trading 14.6% below its estimated GF Value™ of €66.72.

Key valuation signals for FRA:SIU:

  • E10: €4.24
  • GF Value™: €66.72 vs. price of €57.00 (14.6% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the FRA:SIU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stewart Information Services Business Description

Other Exchanges STC:USA
Address 1360 Post Oak Boulevard, Suite 100, Houston, TX, USA, 77056
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score

Get the complete analysis for FRA:SIU

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€57.00
Price
€66.72
GF Value