Stewart Information Services (FRA:SIU) Cyclically Adjusted PS Ratio: 0.61 (As of Aug. 04, 2026) — 24% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:SIU Stewart Information Services Corp FRA:SIU
79 GF Score
Price €57.00
GF Value €66.72
! 3 Warning Signs
View Full Analysis

What is Stewart Information Services Cyclically Adjusted PS Ratio?

Stewart Information Services FRA:SIU -0.87% 79 Cyclically Adjusted PS Ratio is 0.61 as of Aug. 04, 2026, which is 24% above its 10-year median of 0.49. GuruFocus rates FRA:SIU with a GF Score™ of 79/100 and a GF Value™ of €66.72. The stock has 3 warning signs investors should review. Among 411 Insurance companies, Stewart Information Services ranks better than 75.91% on this metric.

As of today (2026-08-04), Stewart Information Services's current share price is €57.00. Stewart Information Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €94.15. Stewart Information Services's Cyclically Adjusted PS Ratio for today is 0.61.

The historical rank and industry rank for Stewart Information Services's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:SIU' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.26   Med: 0.49   Max: 0.81
Current: 0.62

During the past years, Stewart Information Services's highest Cyclically Adjusted PS Ratio was 0.81. The lowest was 0.26. And the median was 0.49.

FRA:SIU's Cyclically Adjusted PS Ratio is ranked better than
75.91% of 411 companies
in the Insurance industry
Industry Median: 1.2 vs FRA:SIU: 0.62

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Stewart Information Services's adjusted revenue per share data for the three months ended in Mar. 2026 was €21.936. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €94.15 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Stewart Information Services  (FRA:SIU) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Stewart Information Services Cyclically Adjusted PS Ratio Related Terms


Stewart Information Services Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Stewart Information Services's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stewart Information Services Cyclically Adjusted PS Ratio Chart

Stewart Information Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 0.41 0.55 0.62 0.64

Stewart Information Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.67 0.64 0.55 0.00

FRA:SIU vs HMN, HCI, SLDE: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Stewart Information Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stewart Information Services Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Stewart Information Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Stewart Information Services's Cyclically Adjusted PS Ratio falls into.


FRA:SIU
79GF Score
Stewart Information Services Corp FRA:SIU
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Stewart Information Services Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Stewart Information Services's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=57.00/94.15
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stewart Information Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Stewart Information Services's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=21.936/330.2130*330.2130
=21.936

Current CPI (Mar. 2026) = 330.2130.

Stewart Information Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 18.490 241.018 25.333
201609 20.876 241.428 28.553
201612 21.328 241.432 29.171
201703 17.576 243.801 23.806
201706 18.292 244.955 24.659
201709 17.858 246.819 23.892
201712 18.762 246.524 25.131
201803 15.084 249.554 19.959
201806 17.858 251.989 23.402
201809 18.357 252.439 24.013
201812 17.423 251.233 22.900
201903 14.948 254.202 19.418
201906 17.585 256.143 22.670
201909 21.370 256.759 27.484
201912 19.386 256.974 24.911
202003 16.763 258.115 21.445
202006 19.292 257.797 24.711
202009 19.992 260.280 25.364
202012 22.526 260.474 28.557
202103 21.435 264.877 26.722
202106 25.057 271.696 30.454
202109 26.111 274.310 31.432
202112 31.059 278.802 36.786
202203 28.219 287.504 32.411
202206 29.256 296.311 32.603
202209 26.435 296.808 29.410
202212 22.671 296.797 25.223
202303 18.003 301.836 19.696
202306 18.469 305.109 19.989
202309 20.391 307.789 21.877
202312 19.241 306.746 20.713
202403 18.196 312.332 19.238
202406 19.972 314.175 20.992
202409 21.341 315.301 22.350
202412 22.465 315.605 23.505
202503 19.974 319.799 20.624
202506 22.101 322.561 22.625
202509 23.831 324.800 24.228
202512 23.215 324.054 23.656
202603 21.936 330.213 21.936

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.61 mean?
Stewart Information Services (FRA:SIU) has a Cyclically Adjusted PS Ratio of 0.61 as of Aug. 04, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Stewart Information Services and its competitors. This is 24% above median its historical median of 0.49. Over the past decade, Stewart Information Services' Cyclically Adjusted PS Ratio has ranged from 0.26 to 0.81. According to the industry distribution chart, Stewart Information Services ranks #99 out of 411 companies in the Insurance industry, placing it in the top 24.1%.
Is Stewart Information Services' Cyclically Adjusted PS Ratio too high?
Stewart Information Services' current Cyclically Adjusted PS Ratio of 0.61 is 24% above median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.81. The Insurance industry median Cyclically Adjusted PS Ratio is 1.20. Stewart Information Services' value of 0.61 is 49.2% below this industry median. Based on the distribution chart, Stewart Information Services ranks #99 out of 411 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Stewart Information Services has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' Cyclically Adjusted PS Ratio compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #99 out of 411 companies for Cyclically Adjusted PS Ratio. This places Stewart Information Services in the top 24% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.20. Stewart Information Services' value of 0.61 is 49.2% below this benchmark. Historically, Stewart Information Services' own Cyclically Adjusted PS Ratio has ranged from 0.26 to 0.81 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 1.20, Stewart Information Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.20, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewart Information Services's current Cyclically Adjusted PS Ratio of 0.61 is 49.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Stewart Information Services and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current Cyclically Adjusted PS Ratio is 0.61, which is 24% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Stewart Information Services (FRA:SIU) has a current Cyclically Adjusted PS Ratio of 0.61. The stock's GF Value™ is €66.72, compared to a current price of €57.00 — trading 14.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.61, which is 24% above median its 10-year median of 0.49 and 49.2% below the Insurance industry median of 1.20. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Stewart Information Services (FRA:SIU), the current Cyclically Adjusted PS Ratio is 0.61 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stewart Information Services (FRA:SIU) Overvalued in 2026?

Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued. The current stock price of €57.00 is trading 14.6% below its estimated GF Value™ of €66.72.

Key valuation signals for FRA:SIU:

  • Cyclically Adjusted PS Ratio: 0.61 (24% above median its 10-year median of 0.49)
  • GF Value™: €66.72 vs. price of €57.00 (14.6% below fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 49.2% below the Insurance median (#99 of 411)

No single metric tells the full story. See the FRA:SIU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stewart Information Services Business Description

Other Exchanges STC:USA
Address 1360 Post Oak Boulevard, Suite 100, Houston, TX, USA, 77056
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score

Get the complete analysis for FRA:SIU

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€57.00
Price
€66.72
GF Value