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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Stewart Information Services's
EBIT
for the
three
months ended in Mar. 2026 was €27 Mil. Stewart Information Services's Interest Expense for the
three
months ended in Mar. 2026 was €-7 Mil.
Stewart Information Services's interest coverage for the quarter that ended in Mar. 2026 was 4.10.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Stewart Information Services's Interest Coverage or its related term are showing as below:
FRA:SIU'
s Interest Coverage Range Over the Past 10 Years
Min: 4.08 Med: 21.22 Max: 87.26
Current: 8.49
FRA:SIU's Interest Coverage is ranked worse than 66.29% of 350
companies
in the Insurance industry
Industry Median: 16.145
vs FRA:SIU: 8.49
Stewart Information Services (FRA:SIU) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Stewart Information Services Interest Coverage Related Terms
Stewart Information Services Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Stewart Information Services Interest Coverage Chart
FRA:SIU vs HMN, HCI, SLDE: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Stewart Information Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stewart Information Services Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Stewart Information Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Stewart Information Services's Interest Coverage falls into.
Stewart Information Services Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stewart Information Services (FRA:SIU) has a Interest Coverage of 4.10 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Stewart Information Services and its competitors. This is 81% below median its historical median of 21.22. Over the past decade, Stewart Information Services' Interest Coverage has ranged from 4.08 to 87.26. According to the industry distribution chart, Stewart Information Services ranks #232 out of 350 companies in the Insurance industry, placing it in the top 66.3%.
Is Stewart Information Services' Interest Coverage too high?
Stewart Information Services' current Interest Coverage of 4.10 is 81% below median its 10-year median of 21.22. Over the past 10 years, this metric has ranged from a low of 4.08 to a high of 87.26. The Insurance industry median Interest Coverage is 16.15. Stewart Information Services' value of 4.10 is 74.6% below this industry median. Based on the distribution chart, Stewart Information Services ranks #232 out of 350 companies in the Insurance industry, which is below the industry midpoint. Overall, Stewart Information Services has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' Interest Coverage compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #232 out of 350 companies for Interest Coverage. This places Stewart Information Services in the lower half of its industry. The industry median Interest Coverage is 16.15. Stewart Information Services' value of 4.10 is 74.6% below this benchmark. Historically, Stewart Information Services' own Interest Coverage has ranged from 4.08 to 87.26 over the past decade. While the company's 10-year median is 21.22 vs. the industry median of 16.15, Stewart Information Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewart Information Services's current Interest Coverage of 4.10 is 74.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Stewart Information Services and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current Interest Coverage is 4.10, which is 81% below median its own 10-year median of 21.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Stewart Information Services (FRA:SIU) has a current Interest Coverage of 4.10. The stock's GF Value™ is €66.72, compared to a current price of €57.00 — trading 14.6% below its estimated fair value. The current Interest Coverage is 4.10, which is 81% below median its 10-year median of 21.22 and 74.6% below the Insurance industry median of 16.15. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Stewart Information Services (FRA:SIU), the current Interest Coverage is 4.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stewart Information Services (FRA:SIU) Overvalued in 2026?
Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued.
The current stock price of €57.00 is trading 14.6% below its estimated GF Value™ of €66.72.
Key valuation signals for FRA:SIU:
Interest Coverage: 4.10 (81% below median its 10-year median of 21.22)
GF Value™: €66.72 vs. price of €57.00 (14.6% below fair value)
Industry Position: 74.6% below the Insurance median (#232 of 350)
No single metric tells the full story. See the FRA:SIU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score
Get the complete analysis for FRA:SIU
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