Stewart Information Services (FRA:SIU) Scaled Net Operating Assets: 0.65 (As of Mar. 2026)

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FRA:SIU Stewart Information Services Corp FRA:SIU
79 GF Score
Price €57.00
GF Value €66.72
! 3 Warning Signs
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What is Stewart Information Services Scaled Net Operating Assets?

Stewart Information Services FRA:SIU -0.87% 79 Scaled Net Operating Assets is 0.65 as of Mar. 2026. GuruFocus rates FRA:SIU with a GF Score™ of 79/100 and a GF Value™ of €66.72. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Stewart Information Services's operating assets for the quarter that ended in Mar. 2026 was €2,526 Mil. Stewart Information Services's operating liabilities for the quarter that ended in Mar. 2026 was €711 Mil. Stewart Information Services's Total Assets for the quarter that ended in Dec. 2025 was €2,778 Mil. Therefore, Stewart Information Services's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.65.

FRA:SIU
79GF Score
Stewart Information Services Corp FRA:SIU
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Stewart Information Services Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Stewart Information Services's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2503.099-711.936)/2607.288
=0.69

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2777.895 - 274.796
=2503.099

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1368.456 - 485.72 - 170.8
=711.936

Stewart Information Services's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2526.234-710.784)/2777.895
=0.65

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2800.859 - 274.625
=2526.234

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1377.359 - 666.575 - 0
=710.784

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.65 mean?
Stewart Information Services (FRA:SIU) has a Scaled Net Operating Assets of 0.65 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Stewart Information Services and its competitors.
Is Stewart Information Services' Scaled Net Operating Assets too high?
Stewart Information Services' current Scaled Net Operating Assets is 0.65. Overall, Stewart Information Services has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' Scaled Net Operating Assets compare to HMN and HCI?
Stewart Information Services' Scaled Net Operating Assets of 0.65 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Stewart Information Services and its competitors. Stewart Information Services's current Scaled Net Operating Assets is 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Stewart Information Services (FRA:SIU) has a current Scaled Net Operating Assets of 0.65. The stock's GF Value™ is €66.72, compared to a current price of €57.00 — trading 14.6% below its estimated fair value. The current Scaled Net Operating Assets is 0.65. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Stewart Information Services (FRA:SIU), the current Scaled Net Operating Assets is 0.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stewart Information Services (FRA:SIU) Overvalued in 2026?

Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued. The current stock price of €57.00 is trading 14.6% below its estimated GF Value™ of €66.72.

Key valuation signals for FRA:SIU:

  • Scaled Net Operating Assets: 0.65
  • GF Value™: €66.72 vs. price of €57.00 (14.6% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the FRA:SIU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Stewart Information Services Business Description

Other Exchanges STC:USA
Address 1360 Post Oak Boulevard, Suite 100, Houston, TX, USA, 77056
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€57.00
Price
€66.72
GF Value