Stewart Information Services (FRA:SIU) FCF Margin %: -2.68% (As of Mar. 2026)

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FRA:SIU Stewart Information Services Corp FRA:SIU
79 GF Score
Price €57.00
GF Value €66.72
! 3 Warning Signs
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What is Stewart Information Services FCF Margin %?

Stewart Information Services FRA:SIU -0.87% 79 FCF Margin % is -2.68% as of Mar. 2026. GuruFocus rates FRA:SIU with a GF Score™ of 79/100 and a GF Value™ of €66.72. The stock has 3 warning signs investors should review. Among 500 Insurance companies, Stewart Information Services ranks worse than 65.4% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Stewart Information Services's Free Cash Flow for the three months ended in Mar. 2026 was €-18 Mil. Stewart Information Services's Revenue for the three months ended in Mar. 2026 was €676 Mil. Therefore, Stewart Information Services's FCF Margin % for the quarter that ended in Mar. 2026 was -2.68%.

As of today, Stewart Information Services's current FCF Yield % is 7.17%.

The historical rank and industry rank for Stewart Information Services's FCF Margin % or its related term are showing as below:

FRA:SIU' s FCF Margin % Range Over the Past 10 Years
Min: 2   Med: 4.69   Max: 11.4
Current: 4.67


During the past 13 years, the highest FCF Margin % of Stewart Information Services was 11.40%. The lowest was 2.00%. And the median was 4.69%.

FRA:SIU's FCF Margin % is ranked worse than
65.4% of 500 companies
in the Insurance industry
Industry Median: 9.7 vs FRA:SIU: 4.67


Stewart Information Services FCF Margin % Related Terms


Stewart Information Services FCF Margin % Historical Data

* Premium members only.

The historical data trend for Stewart Information Services's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stewart Information Services FCF Margin % Chart

Stewart Information Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.60 4.69 2.00 3.82 4.53

Stewart Information Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.35 9.23 7.88 -2.68 0.00

FRA:SIU vs HMN, HCI, SLDE: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Stewart Information Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stewart Information Services FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Stewart Information Services's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Stewart Information Services's FCF Margin % falls into.


FRA:SIU
79GF Score
Stewart Information Services Corp FRA:SIU
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Stewart Information Services FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Stewart Information Services's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=112.967/2495.077
=4.53 %

Stewart Information Services's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-18.106/675.831
=-2.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -2.68% mean?
Stewart Information Services (FRA:SIU) has a FCF Margin % of -2.68% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Stewart Information Services and its competitors. Over the past decade, Stewart Information Services' FCF Margin % has ranged from 2.00 to 11.40. According to the industry distribution chart, Stewart Information Services ranks #327 out of 500 companies in the Insurance industry, placing it in the top 65.4%.
Is Stewart Information Services' FCF Margin % too high?
Stewart Information Services' current FCF Margin % is -2.68%. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 11.40. Based on the distribution chart, Stewart Information Services ranks #327 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Stewart Information Services has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' FCF Margin % compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #327 out of 500 companies for FCF Margin %. This places Stewart Information Services in the lower half of its industry. The industry median FCF Margin % is 9.70. Historically, Stewart Information Services' own FCF Margin % has ranged from 2.00 to 11.40 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.70, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Stewart Information Services and its competitors. For the Insurance industry, the median FCF Margin % is 9.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current FCF Margin % is -2.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Stewart Information Services (FRA:SIU) has a current FCF Margin % of -2.68%. The stock's GF Value™ is €66.72, compared to a current price of €57.00 — trading 14.6% below its estimated fair value. The current FCF Margin % is -2.68%. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Stewart Information Services (FRA:SIU), the current FCF Margin % is -2.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stewart Information Services (FRA:SIU) Overvalued in 2026?

Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued. The current stock price of €57.00 is trading 14.6% below its estimated GF Value™ of €66.72.

Key valuation signals for FRA:SIU:

  • FCF Margin %: -2.68%
  • GF Value™: €66.72 vs. price of €57.00 (14.6% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the FRA:SIU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stewart Information Services Business Description

Other Exchanges STC:USA
Address 1360 Post Oak Boulevard, Suite 100, Houston, TX, USA, 77056
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score

Get the complete analysis for FRA:SIU

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€57.00
Price
€66.72
GF Value