PVI Holdings (HSTC:PVI) E10: ₫3,627.69 (As of Mar. 2026)

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HSTC:PVI PVI Holdings HSTC:PVI
78 GF Score
Price ₫67,000.00
GF Value ₫70,578.01
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is PVI Holdings E10?

PVI Holdings HSTC:PVI +0.60% 78 E10 is ₫3,627.69 as of Mar. 2026. GuruFocus rates HSTC:PVI with a GF Score™ of 78/100 and a GF Value™ of ₫70,578.01 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PVI Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was ₫2,126.364. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₫3,627.69 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PVI Holdings's average E10 Growth Rate was 5.70% per year. During the past 3 years, the average E10 Growth Rate was 9.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PVI Holdings was 10.40% per year. The lowest was 9.80% per year. And the median was 10.10% per year.

As of today (2026-08-16), PVI Holdings's current stock price is ₫67000.00. PVI Holdings's E10 for the quarter that ended in Mar. 2026 was ₫3,627.69. PVI Holdings's Shiller PE Ratio of today is 18.47.

During the past 13 years, the highest Shiller PE Ratio of PVI Holdings was 26.32. The lowest was 12.74. And the median was 16.35.


PVI Holdings  (HSTC:PVI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PVI Holdings's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=67000.00/3627.69
=18.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PVI Holdings was 26.32. The lowest was 12.74. And the median was 16.35.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PVI Holdings E10 Related Terms


PVI Holdings E10 Historical Data

* Premium members only.

The historical data trend for PVI Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PVI Holdings E10 Chart

PVI Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,446.95 2,667.98 2,978.91 3,290.81 3,533.83

PVI Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,432.02 3,588.73 3,718.82 3,533.83 3,627.69

HSTC:PVI vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, PVI Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PVI Holdings Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PVI Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PVI Holdings's Shiller PE Ratio falls into.


HSTC:PVI
78GF Score
PVI Holdings HSTC:PVI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PVI Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PVI Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2126.364/330.2130*330.2130
=2,126.364

Current CPI (Mar. 2026) = 330.2130.

PVI Holdings Quarterly Data

per share eps CPI Adj_EPS
201603 324.545 238.132 450.040
201606 130.000 241.018 178.110
201612 1,151.818 241.432 1,575.372
201703 380.909 243.801 515.917
201706 589.091 244.955 794.128
201709 547.273 246.819 732.183
201712 400.717 246.524 536.751
201803 607.273 249.554 803.551
201806 236.364 251.989 309.738
201809 868.182 252.439 1,135.660
201812 280.000 251.233 368.023
201903 816.364 254.202 1,060.472
201906 791.818 256.143 1,020.792
201909 525.455 256.759 675.778
201912 777.273 256.974 998.800
202003 336.364 258.115 430.319
202006 1,302.727 257.797 1,668.667
202009 636.364 260.280 807.345
202012 1,385.455 260.474 1,756.395
202103 693.636 264.877 864.732
202106 1,010.909 271.696 1,228.635
202109 1,314.545 274.310 1,582.443
202112 29.875 278.802 35.384
202203 698.182 287.504 801.898
202206 700.909 296.311 781.103
202209 993.636 296.808 1,105.467
202212 605.413 296.797 673.576
202303 979.091 301.836 1,071.140
202306 1,189.091 305.109 1,286.928
202309 1,088.182 307.789 1,167.462
202312 413.636 306.746 445.280
202403 1,379.091 312.332 1,458.044
202406 1,060.000 314.175 1,114.111
202409 592.727 315.301 620.760
202412 840.000 315.605 878.880
202503 1,289.091 319.799 1,331.069
202506 1,620.909 322.561 1,659.361
202509 1,497.273 324.800 1,522.226
202512 -1,271.818 324.054 -1,295.990
202603 2,126.364 330.213 2,126.364

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₫3,627.69 mean?
PVI Holdings (HSTC:PVI) has a E10 of ₫3,627.69 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PVI Holdings and its competitors.
Is PVI Holdings' E10 too high?
PVI Holdings' current E10 is ₫3,627.69. Overall, PVI Holdings has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PVI Holdings' E10 compare to CB and PGR?
PVI Holdings' E10 of ₫3,627.69 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PVI Holdings and its competitors. PVI Holdings's current E10 is ₫3,627.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PVI Holdings stock overvalued right now?
Based on GuruFocus' analysis, PVI Holdings (HSTC:PVI) is currently considered Fairly Valued. The stock's GF Value™ is ₫70,578.01, compared to a current price of ₫67,000.00 — trading 5.1% below its estimated fair value. The current E10 is ₫3,627.69. PVI Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PVI Holdings (HSTC:PVI), the current E10 is ₫3,627.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PVI Holdings (HSTC:PVI) Overvalued in 2026?

Based on GuruFocus' analysis, PVI Holdings stock appears to be undervalued. The current stock price of ₫67,000.00 is trading 5.1% below its estimated GF Value™ of ₫70,578.01. GuruFocus considers PVI Holdings to be Fairly Valued.

Key valuation signals for HSTC:PVI:

  • E10: ₫3,627.69
  • GF Value™: ₫70,578.01 vs. price of ₫67,000.00 (5.1% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the HSTC:PVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PVI Holdings Business Description

Address Pham Van Bach Street, PVI Tower, Lot VP2, Yen Hoa Ward, Cau Giay District, Hanoi, VNM
PVI Holdings is a Vietnam-based investment holding company. Through its subsidiaries, the company is engaged in the Non-life Insurance, Reinsurance and Asset Management.
78GF Score

Get the complete analysis for HSTC:PVI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫67,000.00
Price
₫70,578.01
GF Value