PVI Holdings (HSTC:PVI) E10: ₫4,119.28 (As of Jun. 2026)

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HSTC:PVI PVI Holdings HSTC:PVI
80 GF Score
Price ₫67,000.00
GF Value ₫72,728.33
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is PVI Holdings E10?

PVI Holdings HSTC:PVI 80 E10 is ₫4,119.28 as of Jun. 2026. GuruFocus rates HSTC:PVI with a GF Score™ of 80/100 and a GF Value™ of ₫72,728.33 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PVI Holdings's adjusted earnings per share data for the three months ended in Jun. 2026 was ₫3,645.455. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₫4,119.28 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PVI Holdings's average E10 Growth Rate was 10.90% per year. During the past 3 years, the average E10 Growth Rate was 11.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PVI Holdings was 11.10% per year. The lowest was 10.40% per year. And the median was 10.75% per year.

As of today (2026-08-22), PVI Holdings's current stock price is ₫67000.00. PVI Holdings's E10 for the quarter that ended in Jun. 2026 was ₫4,119.28. PVI Holdings's Shiller PE Ratio of today is 16.26.

During the past 13 years, the highest Shiller PE Ratio of PVI Holdings was 25.40. The lowest was 12.74. And the median was 16.21.


PVI Holdings  (HSTC:PVI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PVI Holdings's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=67000.00/4119.28
=16.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PVI Holdings was 25.40. The lowest was 12.74. And the median was 16.21.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PVI Holdings E10 Related Terms


PVI Holdings E10 Historical Data

* Premium members only.

The historical data trend for PVI Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PVI Holdings E10 Chart

PVI Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,446.95 2,667.98 2,978.91 3,290.81 3,661.41

PVI Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,715.73 3,846.71 3,661.41 3,757.70 4,119.28

HSTC:PVI vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, PVI Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PVI Holdings Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PVI Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PVI Holdings's Shiller PE Ratio falls into.


HSTC:PVI
80GF Score
PVI Holdings HSTC:PVI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PVI Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PVI Holdings's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3645.455/333.9520*333.9520
=3,645.455

Current CPI (Jun. 2026) = 333.9520.

PVI Holdings Quarterly Data

per share eps CPI Adj_EPS
201606 130.000 241.018 180.127
201612 1,151.818 241.432 1,593.210
201703 380.909 243.801 521.759
201706 589.091 244.955 803.119
201709 547.273 246.819 740.473
201712 400.717 246.524 542.828
201803 607.273 249.554 812.650
201806 236.364 251.989 313.245
201809 868.182 252.439 1,148.520
201812 280.000 251.233 372.191
201903 816.364 254.202 1,072.479
201906 791.818 256.143 1,032.350
201909 525.455 256.759 683.430
201912 777.273 256.974 1,010.109
202003 336.364 258.115 435.191
202006 1,302.727 257.797 1,687.561
202009 636.364 260.280 816.486
202012 1,385.455 260.474 1,776.283
202103 693.636 264.877 874.523
202106 1,010.909 271.696 1,242.547
202109 1,314.545 274.310 1,600.361
202112 29.875 278.802 35.785
202203 698.182 287.504 810.978
202206 700.909 296.311 789.947
202209 993.636 296.808 1,117.984
202212 605.413 296.797 681.203
202303 979.091 301.836 1,083.268
202306 1,189.091 305.109 1,301.500
202309 1,088.182 307.789 1,180.681
202312 413.636 306.746 450.322
202403 1,379.091 312.332 1,474.553
202406 1,060.000 314.175 1,126.726
202409 592.727 315.301 627.789
202412 840.000 315.605 888.832
202503 1,289.091 319.799 1,346.141
202506 2,890.909 322.561 2,992.999
202509 1,497.273 324.800 1,539.462
202512 -1,271.818 324.054 -1,310.665
202603 2,126.364 330.213 2,150.441
202606 3,645.455 333.952 3,645.455

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₫4,119.28 mean?
PVI Holdings (HSTC:PVI) has a E10 of ₫4,119.28 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PVI Holdings and its competitors.
Is PVI Holdings' E10 too high?
PVI Holdings' current E10 is ₫4,119.28. Overall, PVI Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PVI Holdings' E10 compare to CB and PGR?
PVI Holdings' E10 of ₫4,119.28 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PVI Holdings and its competitors. PVI Holdings's current E10 is ₫4,119.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PVI Holdings stock overvalued right now?
Based on GuruFocus' analysis, PVI Holdings (HSTC:PVI) is currently considered Fairly Valued. The stock's GF Value™ is ₫72,728.33, compared to a current price of ₫67,000.00 — trading 7.9% below its estimated fair value. The current E10 is ₫4,119.28. PVI Holdings' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PVI Holdings (HSTC:PVI), the current E10 is ₫4,119.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PVI Holdings (HSTC:PVI) Overvalued in 2026?

Based on GuruFocus' analysis, PVI Holdings stock appears to be undervalued. The current stock price of ₫67,000.00 is trading 7.9% below its estimated GF Value™ of ₫72,728.33. GuruFocus considers PVI Holdings to be Fairly Valued.

Key valuation signals for HSTC:PVI:

  • E10: ₫4,119.28
  • GF Value™: ₫72,728.33 vs. price of ₫67,000.00 (7.9% below fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the HSTC:PVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PVI Holdings Business Description

Address Pham Van Bach Street, PVI Tower, Lot VP2, Yen Hoa Ward, Cau Giay District, Hanoi, VNM
PVI Holdings is a Vietnam-based investment holding company. Through its subsidiaries, the company is engaged in the Non-life Insurance, Reinsurance and Asset Management.
80GF Score

Get the complete analysis for HSTC:PVI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫67,000.00
Price
₫72,728.33
GF Value