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PVI HoldingsHSTC:PVI -0.15%79 3-Year EBITDA Growth Rate is 8.10% as of Jun. 2026, which is 42% above its 10-year median of 5.70. GuruFocus rates HSTC:PVI with a GF Score™ of 79/100 and a GF Value™ of ₫72,800.70 (Fairly Valued). The stock has 3 warning signs investors should review. Among 292 Insurance companies, PVI Holdings ranks worse than 65.41% on this metric.
During the past 12 months, PVI Holdings's average EBITDA Per Share Growth Rate was 27.90% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 8.10% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 3.80% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 6.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of PVI Holdings was 20.60% per year. The lowest was -20.40% per year. And the median was 5.70% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
PVI Holdings 3-Year EBITDA Growth Rate Related Terms
HSTC:PVI vs CB, PGR, TRV: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, PVI Holdings's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PVI Holdings 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, PVI Holdings's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where PVI Holdings's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 8.10% mean?
PVI Holdings (HSTC:PVI) has a 3-Year EBITDA Growth Rate of 8.10% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PVI Holdings and its competitors. This is 42% above median its historical median of 5.70. According to the industry distribution chart, PVI Holdings ranks #191 out of 292 companies in the Insurance industry, placing it in the top 65.4%.
Is PVI Holdings' 3-Year EBITDA Growth Rate too high?
PVI Holdings' current 3-Year EBITDA Growth Rate of 8.10% is 42% above median its 10-year median of 5.70. The Insurance industry median 3-Year EBITDA Growth Rate is 16.30. PVI Holdings' value of 8.10% is 50.3% below this industry median. Based on the distribution chart, PVI Holdings ranks #191 out of 292 companies in the Insurance industry, which is below the industry midpoint. Overall, PVI Holdings has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PVI Holdings' 3-Year EBITDA Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, PVI Holdings ranks #191 out of 292 companies for 3-Year EBITDA Growth Rate. This places PVI Holdings in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.30. PVI Holdings' value of 8.10% is 50.3% below this benchmark. While the company's 10-year median is 5.70 vs. the industry median of 16.30, PVI Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.30, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PVI Holdings's current 3-Year EBITDA Growth Rate of 8.10% is 50.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PVI Holdings and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PVI Holdings's current 3-Year EBITDA Growth Rate is 8.10%, which is 42% above median its own 10-year median of 5.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PVI Holdings stock overvalued right now?
Based on GuruFocus' analysis, PVI Holdings (HSTC:PVI) is currently considered Fairly Valued. The stock's GF Value™ is ₫72,800.70, compared to a current price of ₫66,600.00 — trading 8.5% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 8.10%, which is 42% above median its 10-year median of 5.70 and 50.3% below the Insurance industry median of 16.30. PVI Holdings' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For PVI Holdings (HSTC:PVI), the current 3-Year EBITDA Growth Rate is 8.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PVI Holdings (HSTC:PVI) Overvalued in 2026?
Based on GuruFocus' analysis, PVI Holdings stock appears to be undervalued.
The current stock price of ₫66,600.00 is trading 8.5% below its estimated GF Value™ of ₫72,800.70.
GuruFocus considers PVI Holdings to be Fairly Valued.
Key valuation signals for HSTC:PVI:
3-Year EBITDA Growth Rate: 8.10% (42% above median its 10-year median of 5.70)
GF Value™: ₫72,800.70 vs. price of ₫66,600.00 (8.5% below fair value)
Industry Position: 50.3% below the Insurance median (#191 of 292)
No single metric tells the full story. See the HSTC:PVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PVI Holdings is a Vietnam-based investment holding company. Through its subsidiaries, the company is engaged in the Non-life Insurance, Reinsurance and Asset Management.
79GF Score
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