PVI Holdings (HSTC:PVI) Scaled Net Operating Assets: -0.10 (As of Mar. 2026)


HSTC:PVI PVI Holdings HSTC:PVI
77 GF Score
Price ₫74,500.00
GF Value ₫76,339.90
Valuation Fairly Valued
! 4 Warning Signs
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What is PVI Holdings Scaled Net Operating Assets?

PVI Holdings HSTC:PVI 77 Scaled Net Operating Assets is -0.10 as of Mar. 2026. GuruFocus rates HSTC:PVI with a GF Score™ of 77/100 and a GF Value™ of ₫76,339.90 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PVI Holdings's operating assets for the quarter that ended in Mar. 2026 was ₫28,941,744 Mil. PVI Holdings's operating liabilities for the quarter that ended in Mar. 2026 was ₫33,525,601 Mil. PVI Holdings's Total Assets for the quarter that ended in Dec. 2025 was ₫44,512,137 Mil. Therefore, PVI Holdings's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.10.

HSTC:PVI
77GF Score
PVI Holdings HSTC:PVI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PVI Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PVI Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(43499325.855-35438824.027)/31795022.876
=0.25

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=44512136.9 - 1012811.045
=43499325.855

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=35978228.568 - 0 - 539404.541
=35438824.027

PVI Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(28941744.202-33525601.316)/44512136.9
=-0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=44040794.448 - 15099050.246
=28941744.202

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=34970963.773 - 0 - 1445362.457
=33525601.316

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.10 mean?
PVI Holdings (HSTC:PVI) has a Scaled Net Operating Assets of -0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PVI Holdings and its competitors.
Is PVI Holdings' Scaled Net Operating Assets too high?
PVI Holdings' current Scaled Net Operating Assets is -0.10. Overall, PVI Holdings has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PVI Holdings' Scaled Net Operating Assets compare to CB and PGR?
PVI Holdings' Scaled Net Operating Assets of -0.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PVI Holdings and its competitors. PVI Holdings's current Scaled Net Operating Assets is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PVI Holdings stock overvalued right now?
Based on GuruFocus' analysis, PVI Holdings (HSTC:PVI) is currently considered Fairly Valued. The stock's GF Value™ is ₫76,339.90, compared to a current price of ₫74,500.00 — trading 2.4% below its estimated fair value. The current Scaled Net Operating Assets is -0.10. PVI Holdings' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PVI Holdings (HSTC:PVI), the current Scaled Net Operating Assets is -0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PVI Holdings (HSTC:PVI) Overvalued in 2026?

Based on GuruFocus' analysis, PVI Holdings stock appears to be undervalued. The current stock price of ₫74,500.00 is trading 2.4% below its estimated GF Value™ of ₫76,339.90. GuruFocus considers PVI Holdings to be Fairly Valued.

Key valuation signals for HSTC:PVI:

  • Scaled Net Operating Assets: -0.10
  • GF Value™: ₫76,339.90 vs. price of ₫74,500.00 (2.4% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the HSTC:PVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PVI Holdings Business Description

Address Pham Van Bach Street, PVI Tower, Lot VP2, Yen Hoa Ward, Cau Giay District, Hanoi, VNM
PVI Holdings is a Vietnam-based investment holding company. Through its subsidiaries, the company is engaged in the Non-life Insurance, Reinsurance and Asset Management.
77GF Score

Get the complete analysis for HSTC:PVI

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫74,500.00
Price
₫76,339.90
GF Value