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PVI HoldingsHSTC:PVI +0.93%78 PS Ratio is 3.39 as of Sep. 20, 2026, which is 135% above its 10-year median of 1.44. GuruFocus rates HSTC:PVI with a GF Score™ of 78/100 and a GF Value™ of ₫73,427.92 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, PVI Holdings ranks worse than 63.58% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PVI Holdings's share price is ₫65400.00.
PVI Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₫19,312.63. Hence, PVI Holdings's PS Ratio for today is 3.39.
Good Sign:
PVI Holdings stock PS Ratio (=1.41) is close to 1-year low of 1.39.
The historical rank and industry rank for PVI Holdings's PS Ratio or its related term are showing as below:
HSTC:PVI'
s PS Ratio Range Over the Past 10 Years
Min: 0.96 Med: 1.44 Max: 2.26
Current: 1.42
During the past 13 years, PVI Holdings's highest PS Ratio was 2.26. The lowest was 0.96. And the median was 1.44.
HSTC:PVI's PS Ratio is ranked worse than 63.58% of 497
companies
in the Insurance industry
Industry Median: 1.11
vs HSTC:PVI: 1.42
PVI Holdings has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of PVI Holdings was 22.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.60% per year.
During the past 13 years, PVI Holdings's highest 3-Year average Revenue per Share Growth Rate was 21.30% per year. The lowest was -19.80% per year. And the median was 3.90% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
PVI Holdings PS Ratio Related Terms
PVI Holdings PS Ratio Historical Data
* Premium members only.
The historical data trend for PVI Holdings's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PVI Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PVI Holdings PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PVI Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where PVI Holdings's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
PVI Holdings's PS Ratio for today is calculated as
PVI Holdings's Share Price of today is ₫65400.00. PVI Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫19,312.63.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PVI Holdings (HSTC:PVI) has a PS Ratio of 3.39 as of Sep. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PVI Holdings and its competitors. This is 135% above median its historical median of 1.44. Over the past decade, PVI Holdings' PS Ratio has ranged from 0.96 to 2.26. According to the industry distribution chart, PVI Holdings ranks #316 out of 497 companies in the Insurance industry, placing it in the top 63.6%.
Is PVI Holdings' PS Ratio too high?
PVI Holdings' current PS Ratio of 3.39 is 135% above median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 2.26. The Insurance industry median PS Ratio is 1.11. PVI Holdings' value of 3.39 is 205.4% above this industry median. Based on the distribution chart, PVI Holdings ranks #316 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, PVI Holdings has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PVI Holdings' PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PVI Holdings ranks #316 out of 497 companies for PS Ratio. This places PVI Holdings in the lower half of its industry. The industry median PS Ratio is 1.11. PVI Holdings' value of 3.39 is 205.4% above this benchmark. Historically, PVI Holdings' own PS Ratio has ranged from 0.96 to 2.26 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 1.11, PVI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.11, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PVI Holdings's current PS Ratio of 3.39 is 205.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PVI Holdings and its competitors. For the Insurance industry, the median PS Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PVI Holdings's current PS Ratio is 3.39, which is 135% above median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PVI Holdings stock overvalued right now?
Based on GuruFocus' analysis, PVI Holdings (HSTC:PVI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫73,427.92, compared to a current price of ₫65,400.00 — trading 10.9% below its estimated fair value. The current PS Ratio is 3.39, which is 135% above median its 10-year median of 1.44 and 205.4% above the Insurance industry median of 1.11. PVI Holdings' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PVI Holdings (HSTC:PVI), the current PS Ratio is 3.39 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PVI Holdings (HSTC:PVI) Overvalued in 2026?
Based on GuruFocus' analysis, PVI Holdings stock appears to be undervalued.
The current stock price of ₫65,400.00 is trading 10.9% below its estimated GF Value™ of ₫73,427.92.
GuruFocus considers PVI Holdings to be Modestly Undervalued.
Key valuation signals for HSTC:PVI:
PS Ratio: 3.39 (135% above median its 10-year median of 1.44)
GF Value™: ₫73,427.92 vs. price of ₫65,400.00 (10.9% below fair value)
Industry Position: 205.4% above the Insurance median (#316 of 497)
No single metric tells the full story. See the HSTC:PVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PVI Holdings is a Vietnam-based investment holding company. Through its subsidiaries, the company is engaged in the Non-life Insurance, Reinsurance and Asset Management.
78GF Score
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