KGTHY (Krungthai Card PCL) E10: $0.80 (As of Mar. 2026)


KGTHY Krungthai Card PCL KGTHY
69 GF Score
Price $9.38
GF Value $14.45
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Krungthai Card PCL E10?

Krungthai Card PCL KGTHY 69 E10 is $0.80 as of Mar. 2026. GuruFocus rates KGTHY with a GF Score™ of 69/100 and a GF Value™ of $14.45 (Significantly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Krungthai Card PCL's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.260. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.80 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Krungthai Card PCL's average E10 Growth Rate was 11.80% per year. During the past 3 years, the average E10 Growth Rate was 13.10% per year. During the past 5 years, the average E10 Growth Rate was 19.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Krungthai Card PCL was 35.90% per year. The lowest was 13.10% per year. And the median was 27.50% per year.

As of today (2026-06-28), Krungthai Card PCL's current stock price is $9.38. Krungthai Card PCL's E10 for the quarter that ended in Mar. 2026 was $0.80. Krungthai Card PCL's Shiller PE Ratio of today is 11.73.

During the past 13 years, the highest Shiller PE Ratio of Krungthai Card PCL was 82.44. The lowest was 10.16. And the median was 36.06.


Krungthai Card PCL  (OTCPK:KGTHY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Krungthai Card PCL's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=9.38/0.80
=11.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Krungthai Card PCL was 82.44. The lowest was 10.16. And the median was 36.06.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Krungthai Card PCL E10 Related Terms


Krungthai Card PCL E10 Historical Data

* Premium members only.

The historical data trend for Krungthai Card PCL's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Krungthai Card PCL E10 Chart

Krungthai Card PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 0.50 0.63 0.59 0.76

Krungthai Card PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.82 0.77 0.76 0.80

KGTHY vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Krungthai Card PCL's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Krungthai Card PCL Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Krungthai Card PCL's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Krungthai Card PCL's Shiller PE Ratio falls into.


KGTHY
69GF Score
Krungthai Card PCL KGTHY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Krungthai Card PCL E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Krungthai Card PCL's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.26/330.2130*330.2130
=0.260

Current CPI (Mar. 2026) = 330.2130.

Krungthai Card PCL Quarterly Data

per share eps CPI Adj_EPS
201606 0.064 241.018 0.088
201609 0.071 241.428 0.097
201612 0.069 241.432 0.094
201703 0.081 243.801 0.110
201706 0.090 244.955 0.121
201709 0.100 246.819 0.134
201712 0.110 246.524 0.147
201803 0.150 249.554 0.198
201806 0.157 251.989 0.206
201809 0.166 252.439 0.217
201812 0.144 251.233 0.189
201903 0.195 254.202 0.253
201906 0.164 256.143 0.211
201909 0.164 256.759 0.211
201912 0.169 256.974 0.217
202003 0.199 258.115 0.255
202006 0.144 257.797 0.184
202009 0.150 260.280 0.190
202012 0.170 260.474 0.216
202103 0.205 264.877 0.256
202106 0.207 271.696 0.252
202109 0.154 274.310 0.185
202112 0.143 278.802 0.169
202203 0.205 287.504 0.235
202206 0.209 296.311 0.233
202209 0.186 296.808 0.207
202212 0.186 296.797 0.207
202303 0.212 301.836 0.232
202306 0.201 305.109 0.218
202309 0.201 307.789 0.216
202312 0.194 306.746 0.209
202403 0.195 312.332 0.206
202406 0.193 314.175 0.203
202409 0.223 315.301 0.234
202412 0.214 315.605 0.224
202503 0.213 319.799 0.220
202506 0.224 322.561 0.229
202509 0.238 324.800 0.242
202512 0.255 324.054 0.260
202603 0.260 330.213 0.260

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.80 mean?
Krungthai Card PCL (KGTHY) has a E10 of $0.80 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Krungthai Card PCL and its competitors.
Is Krungthai Card PCL's E10 too high?
Krungthai Card PCL's current E10 is $0.80. Overall, Krungthai Card PCL has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Krungthai Card PCL's E10 compare to V and MA?
Krungthai Card PCL's E10 of $0.80 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Krungthai Card PCL and its competitors. Krungthai Card PCL's current E10 is $0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krungthai Card PCL stock overvalued right now?
Based on GuruFocus' analysis, Krungthai Card PCL (KGTHY) is currently considered Significantly Undervalued. The stock's GF Value™ is $14.45, compared to a current price of $9.38 — trading 35.1% below its estimated fair value. The current E10 is $0.80. Krungthai Card PCL's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Krungthai Card PCL (KGTHY), the current E10 is $0.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Krungthai Card PCL (KGTHY) Overvalued in 2026?

Based on GuruFocus' analysis, Krungthai Card PCL stock appears to be undervalued. The current stock price of $9.38 is trading 35.1% below its estimated GF Value™ of $14.45. GuruFocus considers Krungthai Card PCL to be Significantly Undervalued.

Key valuation signals for KGTHY:

  • E10: $0.80
  • GF Value™: $14.45 vs. price of $9.38 (35.1% below fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the KGTHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Krungthai Card PCL Business Description

Address 591 Sukhumvit Road, 14th Floor United Business Center II Building, Klongton Nua, Wattana, Bangkok, THA, 10110
Krungthai Card PCL engaged in credit cards, personal loans and other related businesses. The Company provides services such as Credit Cards, Personal Loans, KTC Brother Boom Money, MAAI by KTC, Shop business and many. The company operations relate to a single business segment which is the financial services business and are carried out in a single geographic area which is Thailand.
69GF Score

Get the complete analysis for KGTHY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.38
Price
$14.45
GF Value