Krungthai Card PCLKGTHY 69 OCF Margin % is 88.59% as of Mar. 2026, which is 704% above its 10-year median of 11.02. GuruFocus rates KGTHY with a GF Score™ of 69/100 and a GF Value™ of $15.00 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 531 Credit Services companies, Krungthai Card PCL ranks better than 70.81% on this metric.
The historical rank and industry rank for Krungthai Card PCL's OCF Margin % or its related term are showing as below:
KGTHY'
s OCF Margin % Range Over the Past 10 Years
Min: -32.92 Med: 11.02 Max: 49.73
Current: 33.86
During the past 13 years, the highest OCF Margin % of Krungthai Card PCL was 49.73%. The lowest was -32.92%. And the median was 11.02%.
KGTHY's OCF Margin % is ranked better than 70.81% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs KGTHY: 33.86
Krungthai Card PCL OCF Margin % Related Terms
Krungthai Card PCL OCF Margin % Historical Data
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The historical data trend for Krungthai Card PCL's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Krungthai Card PCL's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krungthai Card PCL OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Krungthai Card PCL's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Krungthai Card PCL's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krungthai Card PCL (KGTHY) has a OCF Margin % of 88.59% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Krungthai Card PCL and its competitors. This is 704% above median its historical median of 11.02. According to the industry distribution chart, Krungthai Card PCL ranks #155 out of 531 companies in the Credit Services industry, placing it in the top 29.2%.
Is Krungthai Card PCL's OCF Margin % too high?
Krungthai Card PCL's current OCF Margin % of 88.59% is 704% above median its 10-year median of 11.02. The Credit Services industry median OCF Margin % is 2.55. Krungthai Card PCL's value of 88.59% is 3374.1% above this industry median. Based on the distribution chart, Krungthai Card PCL ranks #155 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Krungthai Card PCL has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Krungthai Card PCL's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Krungthai Card PCL ranks #155 out of 531 companies for OCF Margin %. This puts Krungthai Card PCL in the upper half of its industry. The industry median OCF Margin % is 2.55. Krungthai Card PCL's value of 88.59% is 3374.1% above this benchmark. While the company's 10-year median is 11.02 vs. the industry median of 2.55, Krungthai Card PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krungthai Card PCL's current OCF Margin % of 88.59% is 3374.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Krungthai Card PCL and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krungthai Card PCL's current OCF Margin % is 88.59%, which is 704% above median its own 10-year median of 11.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krungthai Card PCL stock overvalued right now?
Based on GuruFocus' analysis, Krungthai Card PCL (KGTHY) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.00, compared to a current price of $9.38 — trading 37.5% below its estimated fair value. The current OCF Margin % is 88.59%, which is 704% above median its 10-year median of 11.02 and 3374.1% above the Credit Services industry median of 2.55. Krungthai Card PCL's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Krungthai Card PCL (KGTHY), the current OCF Margin % is 88.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krungthai Card PCL (KGTHY) Overvalued in 2026?
Based on GuruFocus' analysis, Krungthai Card PCL stock appears to be undervalued.
The current stock price of $9.38 is trading 37.5% below its estimated GF Value™ of $15.00.
GuruFocus considers Krungthai Card PCL to be Significantly Undervalued.
Key valuation signals for KGTHY:
OCF Margin %: 88.59% (704% above median its 10-year median of 11.02)
GF Value™: $15.00 vs. price of $9.38 (37.5% below fair value)
Industry Position: 3374.1% above the Credit Services median (#155 of 531)
No single metric tells the full story. See the KGTHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krungthai Card PCL engaged in credit cards, personal loans and other related businesses. The Company provides services such as Credit Cards, Personal Loans, KTC Brother Boom Money, MAAI by KTC, Shop business and many. The company operations relate to a single business segment which is the financial services business and are carried out in a single geographic area which is Thailand.
69GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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