KGTHY (Krungthai Card PCL) Margin of Safety % (DCF Dividends Based): 55.75% (As of Jul. 07, 2026)


KGTHY Krungthai Card PCL KGTHY
73 GF Score
Price $10.35
GF Value $15.02
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Krungthai Card PCL Margin of Safety % (DCF Dividends Based)?

Krungthai Card PCL KGTHY +5.90% 73 Margin of Safety % (DCF Dividends Based) is 55.75% as of Jul. 07, 2026. GuruFocus rates KGTHY with a GF Score™ of 73/100 and a GF Value™ of $15.02 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-07), Krungthai Card PCL's Predictability Rank is 4.5-Stars. Krungthai Card PCL's intrinsic value calculated from the Discounted Dividend model is $19.88 and current share price is $10.35. Consequently,

Krungthai Card PCL's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 55.75%.

KGTHY vs V, MA, AXP: Margin of Safety % (DCF Dividends Based) Comparison

For the Credit Services subindustry, Krungthai Card PCL's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Krungthai Card PCL Margin of Safety % (DCF Dividends Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Krungthai Card PCL's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Krungthai Card PCL's Margin of Safety % (DCF Dividends Based) falls into.


KGTHY
73GF Score
Krungthai Card PCL KGTHY
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Krungthai Card PCL Margin of Safety % (DCF Dividends Based) Calculation

Krungthai Card PCL's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(23.39-10.35)/23.39
=55.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 55.75% mean?
Krungthai Card PCL (KGTHY) has a Margin of Safety % (DCF Dividends Based) of 55.75% as of Jul. 07, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Krungthai Card PCL.
Is Krungthai Card PCL's Margin of Safety % (DCF Dividends Based) too high?
Krungthai Card PCL's current Margin of Safety % (DCF Dividends Based) is 55.75%. Overall, Krungthai Card PCL has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Krungthai Card PCL's Margin of Safety % (DCF Dividends Based) compare to V and MA?
Krungthai Card PCL's Margin of Safety % (DCF Dividends Based) of 55.75% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Credit Services company?
A good Margin of Safety % (DCF Dividends Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Krungthai Card PCL. Krungthai Card PCL's current Margin of Safety % (DCF Dividends Based) is 55.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krungthai Card PCL stock overvalued right now?
Based on GuruFocus' analysis, Krungthai Card PCL (KGTHY) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.02, compared to a current price of $10.35 — trading 31.1% below its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 55.75%. Krungthai Card PCL's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Krungthai Card PCL (KGTHY), the current Margin of Safety % (DCF Dividends Based) is 55.75% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Krungthai Card PCL (KGTHY) Overvalued in 2026?

Based on GuruFocus' analysis, Krungthai Card PCL stock appears to be undervalued. The current stock price of $10.35 is trading 31.1% below its estimated GF Value™ of $15.02. GuruFocus considers Krungthai Card PCL to be Significantly Undervalued.

Key valuation signals for KGTHY:

  • Margin of Safety % (DCF Dividends Based): 55.75%
  • GF Value™: $15.02 vs. price of $10.35 (31.1% below fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the KGTHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Krungthai Card PCL Business Description

Address 591 Sukhumvit Road, 14th Floor United Business Center II Building, Klongton Nua, Wattana, Bangkok, THA, 10110
Krungthai Card PCL engaged in credit cards, personal loans and other related businesses. The Company provides services such as Credit Cards, Personal Loans, KTC Brother Boom Money, MAAI by KTC, Shop business and many. The company operations relate to a single business segment which is the financial services business and are carried out in a single geographic area which is Thailand.
73GF Score

Get the complete analysis for KGTHY

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.35
Price
$15.02
GF Value